Stocks vs Mutual Funds vs VUL vs UITFS

[jut703]

After reading the the post here and other investment thread, I finally took the plunge into investing sa BPI UITF and they recommended to me yung short term fund at Phil consumer equity fund.

Up to this date okay ba itong napili ko, at kung okay ba din yung UITF ng BDO?

I personally prefer index funds because over the long term, very few (if any) actively managed funds can beat the index fund.

Doesn't matter if BPI or BDO, both have index fund UITFs. You can check the returns here:

The Best Bank UITF in the Philippines (Jan-March 217) – PinoyMoneyTalk.com

You'll see that index funds beat managed funds most of the time. BDO's managed fund is higher, but that's just for Jan-Mar 2017. You have to check if it can continually sustain that level of returns.


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[Flipo]

I personally prefer index funds because over the long term, very few (if any) actively managed funds can beat the index fund.

Doesn't matter if BPI or BDO, both have index fund UITFs. You can check the returns here:

The Best Bank UITF in the Philippines (Jan-March 217) – PinoyMoneyTalk.com

You'll see that index funds beat managed funds most of the time. BDO's managed fund is higher, but that's just for Jan-Mar 2017. You have to check if it can continually sustain that level of returns.


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Thank's bro, for sharing your experience, appreciate it. God bless.

[Walter]

Reviving this thread ...

If one were to consider investing in UITF Stock Index Fund ... Would it be better to just buy the stocks yourself? ... Is there some sort of a list of stocks that Index Funds use? ... or maybe someone here can advise which index stocks to purchase ... We could just follow that and then open an online stock trading account and buy the stocks ourselves ... This way, we save on the fees that the bank is charging ... This is for long term investment ...

Any thoughts? ...