Credit Cards - Which Gives The Best Deal?

**boybi** · March 20th, 2024 12:17 PM

Originally Posted by Tha_Mann

Botejyu promo with Security Bank --> Get 50% off on your total bill for a minimum spend of PHP3,000 with your Security Bank Platinum and World Mastercard

May link ka sa Metrobank discount sa Botejyu? Yung nakikita ko was for last year pa.

**Tha_Mann** · March 20th, 2024 12:26 PM

Originally Posted by boybi

May link ka sa Metrobank discount sa Botejyu? Yung nakikita ko was for last year pa.

ay not sure sa Metrobank, sa Security Bank kasi itong promo.

Botejyu | Security Bank Philippines

**Tha_Mann** · March 20th, 2024 12:30 PM

Originally Posted by Deestone

Yes I have seen their offer (almost all SM has Boteju)..... this is the reason why im getting a SB card hehe

ako, this Friday namin subukan ito hehe.

**papi smith** · March 20th, 2024 02:05 PM

Naalala ko tuloy the days of Groupon, suki ako ng 50% ng Zong, Brothers Burger at Shi Lin.

**Deestone** · March 20th, 2024 02:07 PM

Originally Posted by Tha_Mann

ako, this Friday namin subukan ito hehe.

Okay. Happy eating!

This is the main reason why I like to get premium cards from other Banks because of the promos

**_Cathy_** · March 20th, 2024 02:13 PM

Originally Posted by papi smith

Naalala ko tuloy the days of Groupon, suki ako ng 50% ng Zong, Brothers Burger at Shi Lin.

Zong! We used to eat a lot there too. Sa Fort Strip pa before it became BGC. What happened na kaya?

Sent from my SM-N960F using Tapatalk

**boybi** · March 20th, 2024 02:29 PM

Originally Posted by Tha_Mann

ay not sure sa Metrobank, sa Security Bank kasi itong promo.

Botejyu | Security Bank Philippines

Sorry, mali pala basa ko

Kala ko Security and Metrobank

**BratPAQ** · March 30th, 2024 03:13 PM

Maybe I'm not that financially literate. A post here in reddit r/PHCreditCards, someone has total amount due of ₱39k. He paid ₱15k and planned on paying the rest before due date.

The OP had a financial emergency and won't be able to pay off the whole total amount due lang so ₱15k lang nagbayad nya. Ang understanding nya eh bad credit history kagad yun which isn't the case naman.

Now a lot of post are suggesting to use credit to cash from the credit card to pay the remaining of his credit card. This just doesn't make sense to me. Why would you loan from CC to pay off your CC? Maybe I'm just not aware of the financial rates ng credit card bill vs cash advance.

Blocked

**Walter** · March 30th, 2024 06:58 PM

Paying installment makes the banks happy ... you're only considered "bad" by banks IF and when you do not pay the balance on time ... if holder pays using installment and pays on time every time that makes one a "preferred" client compared to those who pay in cash ...

**_Cathy_** · March 30th, 2024 07:53 PM

Originally Posted by BratPAQ

Maybe I'm not that financially literate. A post here in reddit r/PHCreditCards, someone has total amount due of ₱39k. He paid ₱15k and planned on paying the rest before due date.

The OP had a financial emergency and won't be able to pay off the whole total amount due lang so ₱15k lang nagbayad nya. Ang understanding nya eh bad credit history kagad yun which isn't the case naman.

Now a lot of post are suggesting to use credit to cash from the credit card to pay the remaining of his credit card. This just doesn't make sense to me. Why would you loan from CC to pay off your CC? Maybe I'm just not aware of the financial rates ng credit card bill vs cash advance.

Blocked

ang labo nung nagsabi na gawin installment or i cash advance yung P24K. In my understanding he will come up with the P24k after sweldo, so he is better off paying the finance charge. Ang importante sa next cycle he can pay the full balance na