Credit Cards - Which Gives The Best Deal?

[BratPAQ]

I just got an HSBC gold CC because of its 5% rebates on dining and 0.5% on all otter else.

I like the feature na sms notification everytime I use the card. Pag tap pa lang may sms kaagad. Mas secured feeling ko. Yung BPI gold minsan may notification minsan wala. Depende siguro sa vendor.

Although the HSBC app and online is barebone, halos walang silbi but to use for online payments and see purchase history.

Akala ko this one has a temporary freeze card functionality. Sa ibang CC kasi yung can freeze the card pag hindi ginagamit. Yung iba may timeout pa like pag unfreeze mo may 5 minutes ka then it will auto freeze. Both my BPI and HSBC doesn't have this feature. Pero OK na rin, satisfied na ko sa rebates.

[dr. d]

i rarely use my CC.
and whenever i use my CC outside the country, for larger transactions, i always get a call from the provider.
"sir, we noticed that your card is being used right now to purchase..."
"yespo. ako nga ito. nasa SG ako ngayon, and i am the one making the purchase."

but i agree,
getting a message from the provider for every CC transaction is nice.
one has an easier time, accounting its use.

[Gumusut_Amige]

TIL... akala ko lahat ng CC ay ganyan na may notification pag may transaction na ginawa. Both my local CC ay ganyan sya, pati na rin ang 1 int'l CC ko.

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[Mask Rider Blac]

Ito na naman si BPI

[BratPAQ]

Nakita ko sa BPI app while adding my HSBC Visa CC as biller eh pwede ko sya bayaran with my BPI CC.

I was wondering if this is a good idea? Nakuha ko na yung rebates sa HSBC CC, makukuha ko pa yung points sa BPI CC, with just the same purchase? I feel like it's cheating. [emoji23]

[dr. d]

Nakita ko sa BPI app while adding my HSBC Visa CC as biller eh pwede ko sya bayaran with my BPI CC.

I was wondering if this is a good idea? Nakuha ko na yung rebates sa HSBC CC, makukuha ko pa yung points sa BPI CC, with just the same purchase? I feel like it's cheating. [emoji23]

proceed, sir!
when it comes to cheating, hindi natin mai-isahan ang mga banco.
"they can smell cheating, real or imagined, a mile away."
heh heh heh.

[Walter]

Nakita ko sa BPI app while adding my HSBC Visa CC as biller eh pwede ko sya bayaran with my BPI CC.
I was wondering if this is a good idea? Nakuha ko na yung rebates sa HSBC CC, makukuha ko pa yung points sa BPI CC, with just the same purchase? I feel like it's cheating. [emoji23]

Check the conditions ... most likely payment to credit cards will not earn points ...

[Mask Rider Blac]

Dati gumamit ako ng credit card to pay other CC's bill...may finance charge hehe

[monty_GTV]

i have the metrobnk travel platinum visa. good enough for my needs. i travel 5-6x a year sa aking work, used it sa mga layover purchases, transit hotel if needed. the bank been offering if gusto ko yung world mastercard nila with higher credit limit. no need kako at di ko rin magagamit, sayang lang ang annual fee at baka magiging borloloy lang ng wallet[emoji28]

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[papi smith]

My BPI credit card outstanding balance is 6k more than my total transactions, so this charge is floating. We didn't use it online nor did we use it to reserve something. But I do remember that I paid a bill with it thru EOL. Ang tagal lumabas sa current transactions, it's been more than 3 banking days last week since I noticed it so it has to be updated already. I emailed them last Friday and they replied that they will give us a call within 3 banking days, they're probably waiting for it to update also before they call us? I think that expense should be seen in their system even if it has not reflected in the current statement. Anyone experienced this?