ATM Skimming and EMV Chips by 2016

**chronicle** · April 15th, 2018 10:06 AM

Diba pag payroll account, sa company hr binibigay ang card for them to distribute to the employees?

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**dreamur** · April 15th, 2018 10:27 AM

Originally Posted by chronicle

Diba pag payroll account, sa company hr binibigay ang card for them to distribute to the employees?

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It depends on your arrangement with the bank. Besides, if you are the HR of a company, say as big as Convergys, who would like to distribute thousands of ATM cards to employees all over the Philippines?

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**chronicle** · April 15th, 2018 05:12 PM

Originally Posted by dreamur

It depends on your arrangement with the bank. Besides, if you are the HR of a company, say as big as Convergys, who would like to distribute thousands of ATM cards to employees all over the Philippines?

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Ok. I thought all payroll account should be between the company and bank only.

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**Egan101** · April 15th, 2018 06:30 PM

Originally Posted by chronicle

Ok. I thought all payroll account should be between the company and bank only.

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Nope, the company will refer the employee to their preferred bank where their payroll system can easily be processed. The bank then tags such accounts so that they will not be charged fees if they fall below the monthly allowable daily balance. In case of separation, the employee can convert the account into a regular savings account or close it.

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**JohnM** · April 16th, 2018 10:29 PM

Originally Posted by Egan101

Nope, the company will refer the employee to their preferred bank where their payroll system can easily be processed. The bank then tags such accounts so that they will not be charged fees if they fall below the monthly allowable daily balance. In case of separation, the employee can convert the account into a regular savings account or close it.

Correct. Nirefer lang nila kami sa bank of account. HR gave us a form to fill up and we personally went to the bank to open our accounts. I guess this means na that branch of account is responsible for replacing our cards with EMV ones. Riot yan kung sabado lang ang distribution.

**jodski** · May 10th, 2018 03:11 PM

Kasama sa pagpalit lately ng emv conversion ng BPI is account linkage.

They plan to make you have only one card for all your accounts.

Okay na sana yung idea except for the pre-set limits... so meaning, if you want to withdraw more than 20k, mag over the counter ka na [emoji23]🤣[emoji41]

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**StockEngine** · May 10th, 2018 05:27 PM

Originally Posted by jodski

Kasama sa pagpalit lately ng emv conversion ng BPI is account linkage.

They plan to make you have only one card for all your accounts.

Okay na sana yung idea except for the pre-set limits... so meaning, if you want to withdraw more than 20k, mag over the counter ka na [emoji23]🤣[emoji41]

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nakakainis nakita yun secret account ko [emoji28]

FOCUS

**Sarsi** · May 10th, 2018 05:52 PM

Originally Posted by StockEngine

nakakainis nakita yun secret account ko [emoji28]

FOCUS

Time to open an account from another bank, bro

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**StockEngine** · May 10th, 2018 05:58 PM

Originally Posted by Sarsi

Time to open an account from another bank, bro

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lintek na bpi 🤣

FOCUS

**Sarsi** · May 10th, 2018 06:10 PM

Nasa BPI ako kanina. The RM told me na ma deactivate din daw itong EPS debit card, and only the mastercard ATM can be used.

The other RM from another branch naman, okay lang daw na yung EPS ang active basta wag i activate yung mastercard ATM para pwede pa din magwithdraw per account.

Ano ba talaga?

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