lowest auto loan rate

**StockEngine** · August 16th, 2018 05:06 AM

Originally Posted by Maarthe

Hello can someone shed some info about this.received text from Security Bank na approved na car loan ko.after mga 3 days nagcheck ako ng status sa bank.ang nakalagay "recon". Ano po ibig sabihin nun?

salary range?

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**stockengine2** · August 16th, 2018 11:53 AM

Originally Posted by StockEngine

salary range?

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WTF

**ray_noel** · August 16th, 2018 02:26 PM

Originally Posted by jepen

Thank you po. we will try in other bank kaso baka ma reject siya(wife)kc wala syang work at inaasahan lang nya ay remittance na pinapadala ko. approved na sya sa BDO.

Its okay... i have a friend his wife got approved sa bpi... he’s ofw as well... for as long as may mapapakita kayo na you can pay the loan, malaki chance ma approve...

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**ray_noel** · August 16th, 2018 02:31 PM

Originally Posted by Maarthe

Hello can someone shed some info about this.received text from Security Bank na approved na car loan ko.after mga 3 days nagcheck ako ng status sa bank.ang nakalagay "recon". Ano po ibig sabihin nun?

na tawagan mo na ba si bank? Might be still in pending though its already approved...

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**jluvin** · March 27th, 2019 01:30 PM

Originally Posted by ray_noel

na tawagan mo na ba si bank? Might be still in pending though its already approved...

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Ano po ibig sabihin ng RECON? Approved na sa text pero sa online RECON yung nakalagay na status.

**_Qwerty_** · March 27th, 2019 02:08 PM

for reconsideration?

**captjacksparrow** · April 1st, 2019 01:26 AM

Hi po, need advice. Someone offered me (kakilala) an Innova E AT diesel for 17,661 monthly for 5 yrs with 500K DP plus 32K for Insurance and 28.8K for Chattel. But then he is giving me 65K discount so initial cashout would be around 495.8K. Is this a good deal? Car SRP is 1.309M. Based sa computation ko 30% yung interest rate nya.

Also, noob question, is it a good practice na makipagtawaran sa sales agent?

**ray_noel** · April 1st, 2019 02:13 AM

Originally Posted by captjacksparrow

Hi po, need advice. Someone offered me (kakilala) an Innova E AT diesel for 17,661 monthly for 5 yrs with 500K DP plus 32K for Insurance and 28.8K for Chattel. But then he is giving me 65K discount so initial cashout would be around 495.8K. Is this a good deal? Car SRP is 1.309M. Based sa computation ko 30% yung interest rate nya.

Also, noob question, is it a good practice na makipagtawaran sa sales agent?

For me, hanap ka pa ng ibang bank... 30% interest mataas siya....

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**captjacksparrow** · April 1st, 2019 03:58 AM

Originally Posted by ray_noel

For me, hanap ka pa ng ibang bank... 30% interest mataas siya....

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Thanks po, cge sa Tuesday try ko pumunta sa mga bangko malapit samin. ANo po ba kailangan dalhin? Ok na ba latest ITR and 2 valid IDs?

**ray_noel** · April 1st, 2019 04:58 AM

Originally Posted by captjacksparrow

Thanks po, cge sa Tuesday try ko pumunta sa mga bangko malapit samin. ANo po ba kailangan dalhin? Ok na ba latest ITR and 2 valid IDs?

If employed required nil payslips, billing address,ids.. pero it varies sa banks... pwede ka naman kumuha ng qoutation muna and if okay ka sa offer nila dun kana mag susubmit ng mga reqs.

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