Hi! Nabangga yung 2009 honda jazz ko. (see story here http://www.pinoyexchange.com/forums/...0#post72043070 )

nung una, gusto ng insurance ipagawa. pero based on advice of pexers, wag na lang. ipa total loss ko na lang daw. nag request ako for total loss and mabilis ang reply ng insurance company. pumayag naman sila.

their offer is this:
estimated FMV : P366,000.00
less: policy deductible: P2000
net liability: P364,000

so yan ang offer ng insurance company. the insured value of the car is P426,465.00. okay na ba yang offer nila na P364k? hindi ba masyado malaki depreciation considering na august 28 lang nakuha yung insurance?

or okay na ba yang offer? wala na kong dapat ireklamo and process everything na?