Claiming Own Damage Insurance from Oriental Assurance Corporation

[kevindd992002]

you have the right to demand anything, sir.
getting it, is another question, however. sometimes, the hassle and all, outweigh the amount involved.

if one is frequently accidented...
is it possible, it may not be the others' fault...?

Ok.

No, not really. Like I said, the first incident is my fault. The 2nd one is totally the other party's fault, no questions asked. I've been driving for almost 13 years now and this is the first time I've been into this type of accidents. Not being boastful or anything but that is the truth.

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[shadow]

Ok.

No, not really. Like I said, the first incident is my fault. The 2nd one is totally the other party's fault, no questions asked. I've been driving for almost 13 years now and this is the first time I've been into this type of accidents. Not being boastful or anything but that is the truth.

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Was the ₱400 paid at the traffic center? If yes, you don't have to collect it from the other party. Both of you really need to pay for the photo and traffic report. since you both need the traffic report for both of your insurances.





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[kevindd992002]

Was the ₱400 paid at the traffic center? If yes, you don't have to collect it from the other party. Both of you really need to pay for the photo and traffic report. since you both need the traffic report for both of your insurances.





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Yes, that's what I thought initially. It's just that "ako na yung naabala". I'm not sure if that's one of those only in the Philippines thinking but it kinda make sense to demand anything if that is really my right.

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[shadow]

Yes, that's what I thought initially. It's just that "ako na yung naabala". I'm not sure if that's one of those only in the Philippines thinking but it kinda make sense to demand anything if that is really my right.

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To be honest, I don't think it's your rights. I mean it was an accident, I'm sure even the other party don't want to be involved in one.

Even the participation fee. A lot of local car owners demands it from the other party. Which I think shouldn't be the case.


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[kaiserguian]

So I should get an affidavit from a lawyer first regarding what happened?

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You can get the affidavit of accident template from the internet(or your agent) and you can get it stamped and signed in those notary public/photocopy shops, its around 50-150 php, depends on the shop.

Sorry to hear bro about sa bagong damage.

[StockEngine]

did the coat minimize paint damage?

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[kevindd992002]

You can get the affidavit of accident template from the internet(or your agent) and you can get it stamped and signed in those notary public/photocopy shops, its around 50-150 php, depends on the shop.

Sorry to hear bro about sa bagong damage.

Ok, I'll ask my insurance agent tomorrow. Thanks.

did the coat minimize paint damage?

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It looks like it.

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[kevindd992002]

I created my own Affidavit (got the template from the Internet) and will have it notarized today. How many copies do I need to have notarized?

[Sleepcare]

I created my own Affidavit (got the template from the Internet) and will have it notarized today. How many copies do I need to have notarized?

4.

too short

[kevindd992002]

4.

too short

Who gets all these copies? And is the payment to the notary public per copy? Sorry, this is my first time having something notarized.