Change of Ownership

**rodetor** · August 26th, 2017 11:48 PM

Originally Posted by willownavarro

Got it. In this case, car's already been registered and am assuming that it has TPL already since you can't register without that. Bale I should just ask for an endorsement letter and that's what I'll give LTO?

Do you mean, that you've registered the vehicle this month, on the process of Transfer of Ownership?

Sorry, if you misunderstood me, and for my lack of words.

From what I stated before, I mean while you're on the process(Transfer/Change of Ownership) within the LTO, when they seek for the car insurance(For the purpose of registration), still not under your name (TPL/CTPL), you may seek from them,and ask an assistance, what car insurance and where, that they can or will recommend and endorsed to you, just to continue the process of your applied Change/Transfer of Ownership. You are not supposed to submit the endorsement to them.[emoji2]

However, if your vehicle had already registered through the process under Change/Transfer of Ownership, and they did not seek for the car insurance, they presumed, it is, the vehicle is still insured, not only under your name. And you must apply for another car insurance(TPL/CTPL), under your name, with the details pertaining to the vehicle CR.

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**willownavarro** · August 26th, 2017 11:52 PM

Originally Posted by rodetor

Do you mean, that you've registered the vehicle this month, on the process of Transfer of Ownership?

Sorry, if you misunderstood me, and for my lack of words.

From what I stated before, I mean while you're on the process(Transfer/Change of Ownership) within the LTO, when they seek for the car insurance(For the purpose of registration), still not under your name (TPL/CTPL), you may seek from them,and ask an assistance, what car insurance and where, that they can or will recommend and endorsed to you, just to continue the process of your applied Change/Transfer of Ownership. You are not supposed to submit the endorsement to them.[emoji2]

However, if your vehicle had already registered through the process under Change/Transfer of Ownership, and they did not seek for the car insurance, they presumed, it is, the vehicle is still insured, not only under your name. And you must apply for another car insurance(TPL/CTPL), under your name, with the details pertaining to the vehicle CR.

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The previous owner already registered the car this month prior to me purchasing it.

It is clearer now. Thank you very much for answering my questions.

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**rodetor** · August 27th, 2017 12:15 AM

Originally Posted by willownavarro

The previous owner already registered the car this month prior to me purchasing it.

It is clearer now. Thank you very much for answering my questions.

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Well that's good. [emoji106]

The previous owner of the vehicle, helped, registered to transfer it to your name.

As a Tsikoteer, I am happy, that I have helped you, from your query, as much as I can. [emoji2]

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**willownavarro** · September 4th, 2017 03:12 PM

I meant the previous owner registered the car but not under my name yet.

Question, is it wise if I just wait for next year to transfer ownership together with the renewal of car registration? So that I just go to LTO one time?

Thanks!

Originally Posted by rodetor

Well that's good. [emoji106]

The previous owner of the vehicle, helped, registered to transfer it to your name.

As a Tsikoteer, I am happy, that I have helped you, from your query, as much as I can. [emoji2]

Sent from my Up Snap using Tapatalk

**yapoy86** · September 4th, 2017 10:34 PM

Originally Posted by willownavarro

I meant the previous owner registered the car but not under my name yet.

Question, is it wise if I just wait for next year to transfer ownership together with the renewal of car registration? So that I just go to LTO one time?

Thanks!

Yes.. just make sure you have the recent ID of the owner photocopied and signed

**rodetor** · September 5th, 2017 11:11 AM

Originally Posted by willownavarro

I meant the previous owner registered the car but not under my name yet.

Question, is it wise if I just wait for next year to transfer ownership together with the renewal of car registration? So that I just go to LTO one time?

Thanks!

Yes, you can do that. If you want it early or on the next year registration, that's all up to you.

Just like what *yapoy86 said. Just bring all the necessary documents, and original CR and OR of the vehicle.

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**JohnM** · September 5th, 2017 12:05 PM

I am planning to sell my car before the year ends. I'm not comfortable with the idea of having my name on a car I don't own anymore. What's the best way to "encourage" the next owner to process the change as soon as possible? Should I get an HPG clearance as soon as I offer it for sale? I already know where my mother file is because I just had the chattel cancelled a few months ago.

**madduck** · September 5th, 2017 12:19 PM

Originally Posted by JohnM

I am planning to sell my car before the year ends. I'm not comfortable with the idea of having my name on a car I don't own anymore. What's the best way to "encourage" the next owner to process the change as soon as possible? Should I get an HPG clearance as soon as I offer it for sale? I already know where my mother file is because I just had the chattel cancelled a few months ago.

I think 7 days lang ang validity ng HPG clearance. Kialangan ulit kumuha ng bago if mag expire na yung clearance.

**_Qwerty_** · September 5th, 2017 12:39 PM

basta may notarized deed of sale and photocopy nang valid ID ka nung buyer, it's up to him kung i transfer nya sa name nya or hindi..

Originally Posted by JohnM

I am planning to sell my car before the year ends. I'm not comfortable with the idea of having my name on a car I don't own anymore. What's the best way to "encourage" the next owner to process the change as soon as possible? Should I get an HPG clearance as soon as I offer it for sale? I already know where my mother file is because I just had the chattel cancelled a few months ago.

**JohnM** · September 5th, 2017 01:29 PM

Originally Posted by _Qwerty_

basta may notarized deed of sale and photocopy nang valid ID ka nung buyer, it's up to him kung i transfer nya sa name nya or hindi..

Ah ok so when I have these I can safely give them the orig OR/CR and if anything happens to the car wala na akong pananagutan? How about the MMDA's no-contact apprehension? Sa address ko pa rin papapadala ang notice? Di nga lang nila ma-renew ang registration without paying right?