Car Insurance choices

**mylesvv79** · June 23rd, 2018 04:03 PM

What factors should we consider in choosing the best comprehensive insurance for a brand new car? I have seen online * ecomparamo.com that AFPGEN is the lowest, but other choices have additional services included such as the alternative transpo allowance. Also, if you're a government employee or have an immediate relative who is an employee or retiree, the GSIS offers a much lower fee.. Thus, the question. TIA for any suggestions, comments and opinions.

Sent from my VTR-L29 using Tapatalk

**polemicducky** · July 2nd, 2018 12:06 AM

Aside from checking the benefits and costs, check also ease of claim, e.g. may mga insurance companies na mabusisi ang proseso sa claims

**glenn_duke** · July 2nd, 2018 01:54 AM

Originally Posted by mylesvv79

What factors should we consider in choosing the best comprehensive insurance for a brand new car? I have seen online * ecomparamo.com that AFPGEN is the lowest, but other choices have additional services included such as the alternative transpo allowance. Also, if you're a government employee or have an immediate relative who is an employee or retiree, the GSIS offers a much lower fee.. Thus, the question. TIA for any suggestions, comments and opinions.

Sent from my VTR-L29 using Tapatalk

For brand new car, better get the casa accredited insurance company. Expensive by a few thousand but filing a claim is easier and faster.
Some insurance are cheaper but filing a claim is more stressful than applying a car loan.
Some casa will not release the unit not until the repair cost is fully paid by the insurance company.

**ray_noel** · July 2nd, 2018 02:50 AM

Originally Posted by glenn_duke

For brand new car, better get the casa accredited insurance company. Expensive by a few thousand but filing a claim is easier and faster.
Some insurance are cheaper but filing a claim is more stressful than applying a car loan.
Some casa will not release the unit not until the repair cost is fully paid by the insurance company.

Not in Ucpb gen insurance... i was able to claim my insurance through email and phone call... i insured in ucpb cebu branch and i had my car repaired in bohol with no problem... fast and easy...

Sent from my iPhone using Tapatalk

**baludoy** · July 2nd, 2018 09:50 AM

pioneer insurance and philipine-british assurance company (pbac) have been very convenient to deal with. quick and hassle free claiming processes in our experience.

i've used pioneer insurance's free towing service twice over the years when my car had fits and just last may pbac delivered w/ flying colors when our suv had a fender bender. sila pa ang nag-follow-up sa akin to ask if the repair was moving smoothly.

these 2 companies may not be that known but i think they're trying to compensate by providing excellent service to gain more clients via word of mouth from satisfied customers like me.

**chico020** · July 11th, 2018 04:47 PM

Originally Posted by mylesvv79

What factors should we consider in choosing the best comprehensive insurance for a brand new car? I have seen online * ecomparamo.com that AFPGEN is the lowest, but other choices have additional services included such as the alternative transpo allowance. Also, if you're a government employee or have an immediate relative who is an employee or retiree, the GSIS offers a much lower fee.. Thus, the question. TIA for any suggestions, comments and opinions.

Sent from my VTR-L29 using Tapatalk

If you meant, ecomparemo.com, that sound really good as well. I went through their entire website since your given website doesn't exist. And I impressed what's all I found.

Well, firstly, a lot of people really today are interested in having the best comprehensive car insurance coverage available, but aren't sure how to do that. So we and you have to learn as much as you and we can about the subject, so that we can avoid mistakes or make any necessary adjustments. Thus, give time to break and read here Car Insurance Philippines – Top Providers, Best Quotes 218 which is designed to help you do just that. I just read this and it seems like, you have now the solution on your end.

**ninjababez** · March 10th, 2019 04:07 AM

Originally Posted by ray_noel

Not in Ucpb gen insurance... i was able to claim my insurance through email and phone call... i insured in ucpb cebu branch and i had my car repaired in bohol with no problem... fast and easy...

Sent from my iPhone using Tapatalk

bro pumunta ka lang ba sa branch nila?

Sent from my MI MAX 3 using Tapatalk

**baludoy** · March 10th, 2019 07:38 AM

^ bro contact mo si nica nhice
Tsikiteer din yan. Maybe she can help you w/ your insurance concerns

do what you gotta do so you can do what you wanna do

**ninjababez** · March 10th, 2019 07:50 AM

Originally Posted by baludoy

^ bro contact mo si nica nhice
Tsikiteer din yan. Maybe she can help you w/ your insurance concerns

do what you gotta do so you can do what you wanna do

mapfre yata sya bro eh, last option ko kasi mapfre at the moment hehehe
ucpb
charter ping
bpi ms
standard
mapfre

**baludoy** · March 10th, 2019 08:03 AM

Originally Posted by ninjababez

mapfre yata sya bro eh, last option ko kasi mapfre at the moment hehehe
ucpb
charter ping
bpi ms
standard
mapfre

May phil british assurance co ( pbac ) din siya bro. Worth checking out since may experience na din ako w/ them & maganda ang kinalabasan.

do what you gotta do so you can do what you wanna do