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  1. Join Date
    May 2007
    Posts
    4
    #1
    Hi mga sir i would like to ask if the quotation made to us by 1 of the toyota dealership was a good deal. this is my first time to buy a brandnew car. heheh

    TOYOTA VIOS 1.3 G AT

    FINANCING TRANSACTION

    UNIT Php 747,000.00
    Down Payment 2 0% 149,400.00
    Rust Proofing 2,000.00
    Discount 84,400.00

    ALL IN
    3 Years LTO FREE
    Comprehensive Insurance FREE
    Chattle Mortgage Fee FREE


    TOTAL CAH OUT: 67,000.00
    Monthly Amortization for 60months 14,688.00

    FREE ITEMS:
    • Carpet Matting
    • 3M Tint
    • Seat Cover
    • Umbrella
    • Pouch Bag Warranty Booklet Case
    • Complete Set of Tools and Jack and Manuals

    Valued Added Free Items:
    • Free Labor Charge on 1000 & 5000 kms. periodic maintenance checkup
    • Designated service advisor that will assist you in terms of kilometer checkups and other service needs.

  2. Join Date
    Oct 2012
    Posts
    936
    #2
    Not bad, kaya malaki DC kasi maglalabas na ng new model eh. Kunin mo na yan.

  3. Join Date
    Oct 2002
    Posts
    17,338
    #3
    Try to have the discount applied to the total acquisition price and not the d/p and see if there's any difference.

  4. Join Date
    Oct 2009
    Posts
    2,553
    #4
    haggle for a better rate. yung 60 mos alone nasa 881k na agad.

  5. Join Date
    Aug 2010
    Posts
    1,395
    #5
    imo, laspag na ang auto and you're still paying for a brandnew price.

  6. Join Date
    Oct 2002
    Posts
    17,338
    #6
    Quote Originally Posted by harold13 View Post
    haggle for a better rate. yung 60 mos alone nasa 881k na agad.
    All-in-all, at that rate, the TS will cough up P 948,280 for the acquisition loan alone. At the end of five years, how much is the car worth? 300K? 350K? Sakit isipin din actually.

    Get a quotation from the banks as well.

  7. Join Date
    Mar 2009
    Posts
    21,667
    #7
    Ang baba naman ng DP mo, wala ka ba pera pandagdag diyan? Make it at least 150-200k dp then 3 year term nalang yung financing. In the end, panalo ka pa din.

    And yes, do get quotations from the bank. They have better deals. Wag ka masilaw sa freebies, in case na tanggalin nila some kasi di ka nag-in house, thats ok. Kasi binayaran mo din naman yan pag nagin house ka.. lol

  8. Join Date
    May 2007
    Posts
    4
    #8
    Thanks for the inputs mga sir.. laki tulong talaga dito sa tsikot. and yes we actually getting a quotation from bank. were planning to have 200k down payment naman.. yan lang yung na offer sa amin ng isang dealership...

  9. Join Date
    Mar 2009
    Posts
    21,667
    #9
    I-offer talaga nila sayo yan kasi diyan sila pinakamalaking kikita.

    Tsaka dapat libre na yun rustproof noh pati car cover or tailpipe finisher

  10. Join Date
    Oct 2002
    Posts
    17,338
    #10
    Pati pouch bag ng warranty booklet sinasama na sa freebies.

  11. Join Date
    Feb 2008
    Posts
    9,431
    #11
    Quote Originally Posted by vinj View Post
    Pati pouch bag ng warranty booklet sinasama na sa freebies.
    pati tools and manual kasama sa freebies hehe kulang pa. dapat isama na nila spare tire sa freebies hehe

  12. Join Date
    Oct 2011
    Posts
    26,781
    #12
    Quote Originally Posted by splokit View Post
    Hi mga sir i would like to ask if the quotation made to us by 1 of the toyota dealership was a good deal. this is my first time to buy a brandnew car. heheh

    TOYOTA VIOS 1.3 G AT

    FINANCING TRANSACTION

    UNIT Php 747,000.00
    Down Payment 2 0% 149,400.00
    Rust Proofing 2,000.00
    Discount 84,400.00

    ALL IN
    3 Years LTO FREE
    Comprehensive Insurance FREE
    Chattle Mortgage Fee FREE


    TOTAL CAH OUT: 67,000.00
    Monthly Amortization for 60months 14,688.00

    FREE ITEMS:
    • Carpet Matting
    • 3M Tint
    • Seat Cover
    • Umbrella
    • Pouch Bag Warranty Booklet Case
    • Complete Set of Tools and Jack and Manuals

    Valued Added Free Items:
    • Free Labor Charge on 1000 & 5000 kms. periodic maintenance checkup
    • Designated service advisor that will assist you in terms of kilometer checkups and other service needs.

    Hingi ka na rin touch-up paint as freebies.

  13. Join Date
    Mar 2009
    Posts
    21,667
    #13
    Quote Originally Posted by Retz View Post
    Hingi ka na rin touch-up paint as freebies.
    Hindi ata binibigay yun, Retz. Dati nanghingi na rin ako, wala daw.

  14. Join Date
    Oct 2009
    Posts
    2,553
    #14
    isipin mo long term bro.
    walang kwenta yang mga 3m, unbrella na yan.
    compute for the total amount of the car all in all. 900K ++ medyo mahal nga yan. mag 1M na vios.

  15. Join Date
    Oct 2002
    Posts
    2,075
    #15
    Quote Originally Posted by harold13 View Post
    isipin mo long term bro.
    walang kwenta yang mga 3m, unbrella na yan.
    compute for the total amount of the car all in all. 900K ++ medyo mahal nga yan. mag 1M na vios.
    Ganoon talaga kapag installment bayad mo. Surely he's paying installment since the guy doesn't have cash. The guy need not worry how much he is going to pay long term but he should know that he is capable of paying the monthly amortization for 5 years. Lessening the terms will result to higher amortizations and baka mahirapan sya to pay.

    Suggestion ko sa TS, bring your quote to other dealers and see if you can haggle for more freebies sa kabila. Of course walang kwenta yan matting, seat covers, etc. Maghanap ka na lang either a better deal of lower monthly amortization or additional freebies that your could actually use, such as trunk tray, etc.

  16. Join Date
    Oct 2002
    Posts
    17,338
    #16
    Quote Originally Posted by crazy_boy View Post
    pati tools and manual kasama sa freebies hehe kulang pa. dapat isama na nila spare tire sa freebies hehe
    Tapos kung chicks yung SA, may free kiss na rin siguro? :D

  17. Join Date
    Feb 2008
    Posts
    325
    #17
    Quote Originally Posted by Mguy View Post
    Ganoon talaga kapag installment bayad mo. Surely he's paying installment since the guy doesn't have cash. The guy need not worry how much he is going to pay long term but he should know that he is capable of paying the monthly amortization for 5 years. Lessening the terms will result to higher amortizations and baka mahirapan sya to pay.
    plus one. ganyan talaga pag installment. besides, i think reasonable naman yung interest rate na binibigay sa kanya. ako man, kung sakaling may savings man ako enough to buy it in cash, di ko pa rin ilalabas lahat cash ko. i wouldn't mind paying off interest rates in exchange for being liquid. pag may emergency ay meron ka mahuhugot.

    pero, if you really have much money to burn, then buy cash.

  18. Join Date
    Nov 2009
    Posts
    1,421
    #18
    plus one blacksun


    (too short)

  19. Join Date
    Mar 2008
    Posts
    54,627
    #19
    beg off from the rustproof, para mabawasan ng 2000 kesos.. may factory rustproof naman, 'di ba?
    can you ask for another quote, based on the largest down payment and the highest monthly you can afford? baka mabawasan pa ang fully-paid price..

  20. Join Date
    Feb 2011
    Posts
    1,214
    #20
    sir anung dealer yang quotation na yan sa vios 1.3 G A/T? tatapatan ko ng mas mababa sir. i'm from toyota cubao pala sir.

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