Good day.
Sir, mag-1 year na ung insurance ko by May 2011, GLX '10 ung unit ko. Ask lang ako if may ma reccomenda kayong insurance? First ride ko kc na naka comprehensive ito, other TPL lang. baka pwede ako solicit ng suggestion or baka kayo mismo may friends or relative para dun na ako.
Also if you have inputs para matimbang ko din.
Hope to hear from the experts. Salamat ng maraming.
Nakakuha ako noong isang taon sa Diamond Valle Verde, Piooneer Insurance. 1M 'yung value w/ AOG, tapos 24k, 3months to pay, 5k participation. Libre daw 'yung unang pagawa pero 'di ko pa nasubukan, balak ko 1buwan bago mag-expire 'yung insurance hehe.
ang mahal. first of all, your car is not worth P1M, so why pay for a P1M premium. Unless you think your car will be stolen or total wreck.
I suggest you have the insured value closer to your car's value. And increase the third party body injury and property damage to say P500K instead of the usual P250K. In house insurance usually have participation fee of P3K especially if sa kanila mo rin pagawa.
Something to think about.
^kung ano yung mas prone mangyari yun dapat ang prioritize....
galing talaga idol ral...take note ko yan for future reference...
pero GLS 2010 yung kanya bro eh....so I think oki lang yung 1m...
Tanong lang po, papalitan ba ng insurance yung sasakyan kapag nacarnap ito? Talamak na kasi ang carnapping, nakakatakot. TIA!
^tama bro!....but let say within one year of purchased yung brand new car....so ang insured value nya is yung price nya diba...so technically kapag nanakaw yung sasakyan mo within 1 year of purchase para naring mapapalitan...
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yung sa uncle ko na strada 6 months daw bago makuha yung amount from the insurance...![]()
Always read your policy well. It states there if there will be any depreciating cost that will be deducted aside from the participation fee. And if your car is mortgage the new. Requirement is it must have aog
planning to shift insurance from bpi-ms to casa (citimotors makati) inhouse insurance ("standard insurance company" ang nag carry ng inhouse) ok ba to? madali ba mag claim sa kanila just incase?
for 2010 glx.
18,200+ ang premium with aog
3k ang participation
sir, you might want to consider Isecure. yung manager ng Insurance Citimotors and staff members set up a new company. very competitive ang rates. insurance companies varies from their network. (i.e. mapre, standard, etc).
Whats funny, dinala nila mga records ng bumili sa citimotors. Even sa Hyundai ko..alam nila kelan mag expire insurance. lol
yup hehehe.....di napark sa loob naiwan overnight sa labas ng bahay....ayun...babay strada hehehe