Strada Car Insurance

**Bertobol** · November 4th, 2010 07:30 PM

mga bosbs,

questions lang po, did you declare all your mods and their respective value in the insurance? i have a lot of mods na and i have a couple of expensive ones. it would be wise to declare it in the insurance right? in case of accidents (God forbid)...:pope:

**ThePatriarch** · November 5th, 2010 01:20 AM

Originally Posted by Bertobol

mga bosbs,

questions lang po, did you declare all your mods and their respective value in the insurance? i have a lot of mods na and i have a couple of expensive ones. it would be wise to declare it in the insurance right? in case of accidents (God forbid)...:pope:

yeah declared lahat ng mods ko na may significant value... add nga lang sa premium yun

**Bertobol** · November 7th, 2010 02:23 PM

Originally Posted by ThePatriarch

yeah declared lahat ng mods ko na may significant value... add nga lang sa premium yun

Follow up question sir tp,would it be wise sa pag renew ng insurance na ako mag add ng declared mods? Renew kasi ako this January.

**Boz** · November 7th, 2010 03:38 PM

Originally Posted by nismo26

tanong lang po bout insurance...

sa insurance policy appraisal ng 3.2,

1st year own damage and theft = 1.1m
1st renewal = 950k
2nd renewal = 850k

tama po ba ang depreciation?

as compared sa insurance ni sir KATANA, same company lang din naman kami, in-house from STANDARD INS.

yung own damage and theft ng strada nya, same price ng GLS and no depreciation.. need your advice mga sirs on what to do.. laki kasi ng depreciation ng strada ko... feeling ko medyo nadaya ako... thanks

Sir Nismo, eto naman yung proposal from Chartis for 2010-11 (4th year) for Strada 3.2L manual:
Own damage and theft - P896,670
Excess Third Party Bodily Injury (P500k)
Excess Third Party Property Damage (P500k)
Total premium (w/o AOG) - P20,610.48
Total premium (w/ AOG) - P28,344.26

From Citimotors (in-house insurance):
Own damage and theft - same
Excess Third Party Bodily Injury (P200k)
Excess Third Party Property Damage (P200k)
Total premium (w/o AOG) - P18,293.56
Total premium (w/ AOG) - P23,884.30

I think I'll go with Citimotors. Puede pa installment.

What do you think, guys?

**ThePatriarch** · November 7th, 2010 09:28 PM

Originally Posted by Bertobol

Follow up question sir tp,would it be wise sa pag renew ng insurance na ako mag add ng declared mods? Renew kasi ako this January.

oo sa pag-renew mo na lang i-declare for convenience

**Bertobol** · November 8th, 2010 12:35 AM

Originally Posted by ThePatriarch

oo sa pag-renew mo na lang i-declare for convenience

Tnx sir tp. I'll do pag renew ko.

**KuL@z** · November 8th, 2010 12:03 PM

BOSBs.....san po part ng insurance cover yung carnap ?

**ThePatriarch** · November 8th, 2010 12:22 PM

Originally Posted by KuL*z

BOSBs.....san po part ng insurance cover yung carnap ?

sa theft yun included

**KuL@z** · November 8th, 2010 01:14 PM

Originally Posted by ThePatriarch

sa theft yun included

Ok Thanks Sir Marc....may nag send kasi sa akin ng insurance proposal.

**nismo26** · November 9th, 2010 10:39 AM

Originally Posted by Boz

Sir Nismo, eto naman yung proposal from Chartis for 2010-11 (4th year) for Strada 3.2L manual:
Own damage and theft - P896,670
Excess Third Party Bodily Injury (P500k)
Excess Third Party Property Damage (P500k)
Total premium (w/o AOG) - P20,610.48
Total premium (w/ AOG) - P28,344.26

From Citimotors (in-house insurance):
Own damage and theft - same
Excess Third Party Bodily Injury (P200k)
Excess Third Party Property Damage (P200k)
Total premium (w/o AOG) - P18,293.56
Total premium (w/ AOG) - P23,884.30

I think I'll go with Citimotors. Puede pa installment.

What do you think, guys?

OD ng strada ko - 800K na lang...

Premium & Stamp Due 22,158 without AOG