equity fund...

[Retz]

^

ah ic.... ung psei kasi ung basis ko. iba kasi figure ng uitf kaya hindi ko malaman kung up ba o down.

[badkuk]

nalito ka na yata

people who invest in stocks thru UITFs/mutual funds don't have to look at the stock index. they dont even have to look at individual stock prices

all they look at is the navpu of the uitf/mutual fund they invested in

Hmm...actually, if you know how to read the market, you will know when to buy and when to sell your equity uitfs. I have an officemate who bought into a uitf sometime in 2011, then he was advised to sell by a friend during the xmas rally. Kumita rin siya holding the uitf for a few months.

On the other hand, imagine if you bought into it when the index was at 7400+


Then again, if you do know how to do that, chances are you're into stocks

[uls]

Hmm...actually, if you know how to read the market, you will know when to buy and when to sell your equity uitfs. I have an officemate who bought into a uitf sometime in 2011, then he was advised to sell by a friend during the xmas rally. Kumita rin siya holding the uitf for a few months.

On the other hand, imagine if you bought into it when the index was at 7400+


Then again, if you do know how to do that, chances are you're into stocks

people who invest in uitfs/mutual funds are mostly inexperienced when it comes to stock investing

that's why they'd rather have professionals do it for them and pay a fee

and unlike traders they don't jump in and out of the market. they're mostly long term buy and forget investors

if they want they can check the stock index everyday but why bother? what's important to them is their navpu

[badkuk]

^

ah ic.... ung psei kasi ung basis ko. iba kasi figure ng uitf kaya hindi ko malaman kung up ba o down.

Ung navpu kasi unique to each uitf, you can't compare them based on the navpu. What you do is track the year to date gain, 3-year gain, etc. to gauge whether they are consistent, and how it fares compared to other equity funds, or to the psei - at the very least it should outperform the psei, otherwise just get an index fund or buy stocks that comprise the psei.


Ung equity fund(as opposed to index fund) is invested in stocks that are not psei stocks, so if the psei drops a certain number of points, it doesn't necesarily mean that your fund will drop a similar number, it depends what stocks thw fund is holding. Pero siyempre of the psei is down, it could drag down other non-psei stocks too. What happened in may/june is quite interesting in that it's the psei stocks(blue chips) that got hit verynhard, while some second or third stringer stocks held on relatively well.



In short, you have to look at both the fund and the psei :D

[uls]

ang importante kay CLAVEL3699 yung navpu niya

yun lang

[uls]

What happened in may/june is quite interesting in that it's the psei stocks(blue chips) that got hit verynhard, while some second or third stringer stocks held on relatively well.

coz foreign funds invested in blue chips

[badkuk]

people who invest in uitfs/mutual funds are mostly inexperienced when it comes to stock investing

that's why they'd rather have professionals do it for them and pay a fee

and unlike traders they don't jump in and out of the market. they're mostly long term buy and forget investors

if they want they can check the stock index everyday but why bother? what's important to them is their navpu

Hmmm...i would agree that us inexperienced investors hould get professional advice...but i don't agree that we should treat uitfs/funds as a magic bullet to investing. It does pay to learn how it works, whether we are in a bear or bull market, whether stock valluations are cheap or expensive, how they're doing compared to other equity funds. Sometimes professionals get it wrong. Currently there are equity funds with double digit gains YoY, while some are actually at -16%

[badkuk]

coz foreign funds invested in blue chips

Exactly. Damn pump and dump foreigns talaga :p i've never seen blue chips drop 4 - 5 % in 2, 3 straight sessions.

[uls]

Hmmm...i would agree that us inexperienced investors hould get professional advice...but i don't agree that we should treat uitfs/funds as a magic bullet to investing.

people who have money in uitfs/mutual funds thinking high returns are guaranteed are clueless

It does pay to learn how it works, whether we are in a bear or bull market, whether stock valluations are cheap or expensive, how they're doing compared to other equity funds.

yes it's definitely a good idea to learn more about stock investing even if your exposure is only thru uitfs/mutual funds

you might want to open a trading account later on

Sometimes professionals get it wrong. Currently there are equity funds with double digit gains YoY, while some are actually at -16%

yes just coz they're professionals doesnt mean they don't lose money

[CLAVEL3699]

people who invest in uitfs/mutual funds are mostly inexperienced when it comes to stock investing

that's why they'd rather have professionals do it for them and pay a fee

Tama ka mostly inexperienced.

I'm a license stock broker way way back... This is my first job... JAKA Hosue pa....

Don't have time for this that's why nag-equity fund lang ako... hindi pa masakit ulo ko kakatingin.

Pay a Fee... parang wala kasi kung anong nasa NAVPU computation yun nakukuha ko pagnagcash in ako.

[CLAVEL3699]

UPPPP!

Unit Investment Trust Funds - Net Asset Values per unit (UITF NAVpus)
For June 18, 2013 as of 4:05 PM

Equity Fund

403.3706

[uls]

yup

most people are too busy to monitor stock prices

and too busy to bother with ratios (P/E, P/B etc)

and too busy to look at charts (support & resistance, Elliott wave, Fibonacci retracements, RSI etc)

but those who have the time and willingness to learn then that's great...

[170kphlang]

yup

most people are too busy to monitor stock prices

and too busy to bother with ratios (P/E, P/B etc)

and too busy to look at charts (support & resistance, Elliott wave, Fibonacci retracements, RSI etc)

but those who have the time and willingness to learn then that's great...

sir uls, a bit OT, is there a place where a beginner like me with little to no knowledge about stock exchange could learn, like a crash course. i've been reading a lot how to invest, buy, sell, basic terms, etc.. as much as possible i wanna learn from a seminar pero wala ako mahanap sa net anyone offering such course. really interested to learn this since i have extra cash in the bank just sitting and hopefully when i try this out i could atleast earn a little more cash in the long run. thanks.

[CLAVEL3699]

sir uls, a bit OT, is there a place where a beginner like me with little to no knowledge about stock exchange could learn, like a crash course. i've been reading a lot how to invest, buy, sell, basic terms, etc.. as much as possible i wanna learn from a seminar pero wala ako mahanap sa net anyone offering such course. really interested to learn this since i have extra cash in the bank just sitting and hopefully when i try this out i could atleast earn a little more cash in the long run. thanks.

healthy ba puso mo? wala ka bang high blood? kung wala go for it. hehehehe

[170kphlang]

healthy naman sir awa ng Diyos hehe.. just go for it lang talaga? and hopefully mapili ko tamang stocks to invest in..

[CLAVEL3699]

healthy naman sir awa ng Diyos hehe.. just go for it lang talaga? and hopefully mapili ko tamang stocks to invest in..

try and try yan bro... walang prefect timing... laging on the dot ka...

san ka sa cainta bro? Madami bang itik?

[170kphlang]

taga-pasig ako sir, sinulat ko lang caintaky fried chicken hehe..

[uls]

sir uls, a bit OT, is there a place where a beginner like me with little to no knowledge about stock exchange could learn, like a crash course. i've been reading a lot how to invest, buy, sell, basic terms, etc.. as much as possible i wanna learn from a seminar pero wala ako mahanap sa net anyone offering such course. really interested to learn this since i have extra cash in the bank just sitting and hopefully when i try this out i could atleast earn a little more cash in the long run. thanks.

like most beginners invest ka muna sa uitf/mutual fund para may exposure ka sa stocks

pero if you want to do the stock-picking and buying and selling yourself you can open an account at an online broker like COL

pag seminar i'm sure meron yan

sa dami ng interesado mag stock market sigurdo meron nag o-organize ng seminar

just ask around

call the PSE baka meron sila. or they'll tell you where to go

[Retz]

UPPPP!

Unit Investment Trust Funds - Net Asset Values per unit (UITF NAVpus)
For June 18, 2013 as of 4:05 PM

Equity Fund

403.3706

mukhang up-trend na ngayon. ito ba ung tawag nila na technical rebound? not sure if that is the right term for it.

[170kphlang]

thank you, sir uls.