Mysterious Bank Deposit Question

**ghosthunter** · June 28th, 2009 04:15 PM

Given: you find your bank account to have a money deposit from an unknown source.

Question: what would you do?

Would you keep the money?

Would you notify the bank regarding the deposit?

Would you do nothing?

**box_type** · June 28th, 2009 04:33 PM

no matter how big or small i will notify the bank immediately......

hanggat may consensya pa!

**alwayz_yummy** · June 28th, 2009 04:47 PM

thank you.sino kaya nagpadala?

pero di ko muna gagalawin ung account ko...

**ghosthunter** · June 28th, 2009 04:54 PM

Originally Posted by alwayz_yummy

thank you.sino kaya nagpadala?

Well, you can assume it's a random deposit or mistake in the account number, etc.

I have experienced this in my account. I saw 500,000 deposited and then withdrawn on the same day. I assume the bank teller made a mistake when punching in the account number.

**chua_riwap** · June 28th, 2009 05:27 PM

^^ That happened to me also, when I was still Singapore based. A S$4,000 was added to my DBS account.

Di ko ginalaw. Then the next day, na-correct na yung actual SA balance ko.

**nurse_corrupted** · June 28th, 2009 05:56 PM

Ala Eagle Eye?

Baka mamaya laundered money yan. Di ko muna gagalawin for 1 week

**falken** · June 28th, 2009 05:57 PM

It happened to me in 1995, my payroll ATM was credited with an extra 90k, I was tempted to keep it at first. But decided against it. At least malinis konsensiya.

**niky** · June 28th, 2009 06:34 PM

I got 1m before. The bank didn't correct the deposit. I asked around... turns out my Uncle was sending it to my Dad, and he didn't know the right account number and sent it to me by mistake.

Maybe I shouldn't have told him...

**ghosthunter** · June 28th, 2009 06:51 PM

Originally Posted by niky

I got 1m before. The bank didn't correct the deposit. I asked around... turns out my Uncle was sending it to my Dad, and he didn't know the right account number and sent it to me by mistake.

Maybe I shouldn't have told him...

Niky, balato ha!

**shadow** · June 28th, 2009 07:12 PM

the bank will find out sooner or later..hinde sila mag balance at the end of the day...

and besides if you're not expecting a large sum of money, and you absolutely knew na hinde saiyo, it's your obligation to report it to the bank

**1D4LV** · June 28th, 2009 08:38 PM

it is still not mine... i will notify the bank.

**vito corleone** · June 29th, 2009 01:30 AM

Originally Posted by ghosthunter

Well, you can assume it's a random deposit or mistake in the account number, etc.

I have experienced this in my account. I saw 500,000 deposited and then withdrawn on the same day. I assume the bank teller made a mistake when punching in the account number.

then what happened? did they call your attention about it later?

ako, i would notify and clarify with the bank about it immediately

**vito corleone** · June 29th, 2009 01:30 AM

sorry, double post

**oj88** · June 29th, 2009 02:00 AM

Originally Posted by shadow

the bank will find out sooner or later..hinde sila mag balance at the end of the day...

and besides if you're not expecting a large sum of money, and you absolutely knew na hinde saiyo, it's your obligation to report it to the bank

+1 You can probably fool the bank for a day or two but they WILL eventually figure it out.

**ooba99** · June 29th, 2009 02:23 AM

For me the most logical thing to do is to report it to/notify the bank.

**ianmitsulancer** · June 29th, 2009 03:00 AM

Originally Posted by ghosthunter

Well, you can assume it's a random deposit or mistake in the account number, etc.

I have experienced this in my account. I saw 500,000 deposited and then withdrawn on the same day. I assume the bank teller made a mistake when punching in the account number.

Originally Posted by chua_riwap

^^ That happened to me also, when I was still Singapore based. A S$4,000 was added to my DBS account.

Di ko ginalaw. Then the next day, na-correct na yung actual SA balance ko.

i think the bank should notify u of errors made on your account and should express their apology for proper documentation...

but nonetheless, inform the bank immediately of any questionable deposits.

1997...

**alwayz_yummy** · June 29th, 2009 08:01 AM

aba sana ganyan din goverment officials natin.... honest pagdating sa pera..hehehe

as i know, may funds na randomly tumatalon from 1 account to another...may dahilan dun..pero most ata di accident..lalo na pag huminto na sa account mo..hehe..

withdraw then mamuhay ka na sa malayo sa bangko mo..(joke)

**Galactus** · June 29th, 2009 09:03 AM

Originally Posted by shadow

the bank will find out sooner or later..hinde sila mag balance at the end of the day...

and besides if you're not expecting a large sum of money, and you absolutely knew na hinde saiyo, it's your obligation to report it to the bank

Actually, balanse naman ang banko at the end of the day. Sakto kasi ang cash balance.

Malalaman lang ang overage or shortage kung kulang or sobra yung cash position (kulang or sobra ang naibigay sa depositor na nag-withdraw).

Pero sabit sa audit yun.

**CVT** · June 29th, 2009 09:18 AM

I will not touch the money.... It will "disappear" within the next few days. That, I am certain....

8101:oops2:

**CVT** · June 29th, 2009 09:22 AM

Originally Posted by ianmitsulancer

i think the bank should notify u of errors made on your account and should express their apology for proper documentation...

That should be the case. However, I think that they're assuming that you're not checking your account that often to notice the discrepancy.....

Anyway, there isn't any traceable transaction.... Hhhmmmm, hindi kaya ginagamit na jumping board ang mga accounts natin.....

8101:oops2:

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