Road accident, suggestions needed

[swoosh_shooter]

Hi All,
I would like to ask lang for suggestions on what should I do regarding what happened to me last Friday night.
Nabangga po ako ng Ford 150 at nadamage bumper ng Honda Civic ko and needs repainting. May traffic enforcer nakakita and he agreed na kasalanan nung F150, mukhang di ako nakita nung driver. Anyway, nakiusap yung driver ng F150 na wag na mag-file ng police report, siya nalang daw magpapagawa. Nagmamadali rin kasi kami pareho and umuulan pa.
I talked to my friend sa insurance at sabi niya pabayaran nalang yung pariticpation ko which is 2,500. Cost of repair around 3,500 sa labas (sa casa 4,900++). When I told this sa driver ng F150, hindi daw siya magbabayad ng 2,500 kasi 1,500 lang daw pagawa nun. Then now ayaw na magreply at sagutin calls ko.
Ano po ba magandang gawin? Mag-file ako ng police report? Balak ko puntahan yung traffic enforcer na witness sa incident. I only got the plate number, name and mobile no nung nakabangga.
Thanks in advance.

[holdencaulfield]

pag may ganyan huwag basta-basta tiwala and always use your phonecam for evidence.

[swoosh_shooter]

Thanks holdencaulfield. Yup lesson learned sakin. Wala kasi sa itsura na ganun, to think F150 car niya. Anyway, nakunan ko ng pic bago kami tumabi at nagnegotiate.

[beni23]

Pwede ata ifile mo as hit and run at ibigay mo plaka tapos yung insurance mo na ang maghahabol dun sa nakabangga sayo.

[ghosthunter]

Hi All,
I would like to ask lang for suggestions on what should I do regarding what happened to me last Friday night.
Nabangga po ako ng Ford 150 at nadamage bumper ng Honda Civic ko and needs repainting. May traffic enforcer nakakita and he agreed na kasalanan nung F150, mukhang di ako nakita nung driver. Anyway, nakiusap yung driver ng F150 na wag na mag-file ng police report, siya nalang daw magpapagawa. Nagmamadali rin kasi kami pareho and umuulan pa.
I talked to my friend sa insurance at sabi niya pabayaran nalang yung pariticpation ko which is 2,500. Cost of repair around 3,500 sa labas (sa casa 4,900++). When I told this sa driver ng F150, hindi daw siya magbabayad ng 2,500 kasi 1,500 lang daw pagawa nun. Then now ayaw na magreply at sagutin calls ko.
Ano po ba magandang gawin? Mag-file ako ng police report? Balak ko puntahan yung traffic enforcer na witness sa incident. I only got the plate number, name and mobile no nung nakabangga.
Thanks in advance.

It is always advisable to have a police report on any car accident. Car insurance requires it. If the other party does not want to file a police report, that is his decision but better get all details from his drivers license. Better yet, let the police officer hold on to his license until the police station. Never believe any promises made on the spot because once you leave the accident area without a police report in hand, you will be in a powerless position.

If the other party really wants to settle the accident's cost... he has to pay you on the spot. As the saying goes, in God we trust but all others pay cash.

Also, if you have a camera or phone-cam, take MANY clear pictures of the accident from many angles as proof to the police and for the insurance company report as well.

[shadow]

Tama! Unless ibibigay na saiyo yun bayad pag hinde police report kahit hassle

Sent from my iPad using Tapatalk HD

[swoosh_shooter]

Thanks sa mga reply guys. Pero wala na ba ko magagawa para mahabol yung nakabangga? Can I file a police report and declare it as hit and run?

[Retz]

Kung gagamitin ang insurance ng F150, sagot na niya ung participation. Wala ka ng babayaran, siyanaman may kasalanan eh. TPL-Damage ung i-claim sa insurance niya para gawin ung bumper mo.

[crazy_boy]

usually pag accident, kahit na settlement na, gagawin ng police na kukunin niya licenses ng 2 parties to copy all the details. then mag-settle na kung gusto nila. para may habol parin kahit ano mangyari.

[Thumbdrive]

Thanks sa mga reply guys. Pero wala na ba ko magagawa para mahabol yung nakabangga? Can I file a police report and declare it as hit and run?

kung tinakasan ka na, hindi pa ba "run" ang tawag don?
pwede mo na sigurong ireport para me kaso siya sa pangalan nia.
question lang din, traceable ba ito pag irerenew ang registration ng sasakyan?