Road accident, suggestions needed

Hi All,
I would like to ask lang for suggestions on what should I do regarding what happened to me last Friday night.
Nabangga po ako ng Ford 150 at nadamage bumper ng Honda Civic ko and needs repainting. May traffic enforcer nakakita and he agreed na kasalanan nung F150, mukhang di ako nakita nung driver. Anyway, nakiusap yung driver ng F150 na wag na mag-file ng police report, siya nalang daw magpapagawa. Nagmamadali rin kasi kami pareho and umuulan pa.
I talked to my friend sa insurance at sabi niya pabayaran nalang yung pariticpation ko which is 2,500. Cost of repair around 3,500 sa labas (sa casa 4,900++). When I told this sa driver ng F150, hindi daw siya magbabayad ng 2,500 kasi 1,500 lang daw pagawa nun. Then now ayaw na magreply at sagutin calls ko.
Ano po ba magandang gawin? Mag-file ako ng police report? Balak ko puntahan yung traffic enforcer na witness sa incident. I only got the plate number, name and mobile no nung nakabangga.
Thanks in advance.

pag may ganyan huwag basta-basta tiwala and always use your phonecam for evidence.

Thanks holdencaulfield. Yup lesson learned sakin. Wala kasi sa itsura na ganun, to think F150 car niya. Anyway, nakunan ko ng pic bago kami tumabi at nagnegotiate.

Pwede ata ifile mo as hit and run at ibigay mo plaka tapos yung insurance mo na ang maghahabol dun sa nakabangga sayo.

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Originally Posted by swoosh_shooter

Hi All,
I would like to ask lang for suggestions on what should I do regarding what happened to me last Friday night.
Nabangga po ako ng Ford 150 at nadamage bumper ng Honda Civic ko and needs repainting. May traffic enforcer nakakita and he agreed na kasalanan nung F150, mukhang di ako nakita nung driver. Anyway, nakiusap yung driver ng F150 na wag na mag-file ng police report, siya nalang daw magpapagawa. Nagmamadali rin kasi kami pareho and umuulan pa.
I talked to my friend sa insurance at sabi niya pabayaran nalang yung pariticpation ko which is 2,500. Cost of repair around 3,500 sa labas (sa casa 4,900++). When I told this sa driver ng F150, hindi daw siya magbabayad ng 2,500 kasi 1,500 lang daw pagawa nun. Then now ayaw na magreply at sagutin calls ko.
Ano po ba magandang gawin? Mag-file ako ng police report? Balak ko puntahan yung traffic enforcer na witness sa incident. I only got the plate number, name and mobile no nung nakabangga.
Thanks in advance.

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It is always advisable to have a police report on any car accident. Car insurance requires it. If the other party does not want to file a police report, that is his decision but better get all details from his drivers license. Better yet, let the police officer hold on to his license until the police station. Never believe any promises made on the spot because once you leave the accident area without a police report in hand, you will be in a powerless position.

If the other party really wants to settle the accident's cost... he has to pay you on the spot. As the saying goes, in God we trust but all others pay cash.

Also, if you have a camera or phone-cam, take MANY clear pictures of the accident from many angles as proof to the police and for the insurance company report as well.

Tama! Unless ibibigay na saiyo yun bayad pag hinde police report kahit hassle

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Thanks sa mga reply guys. Pero wala na ba ko magagawa para mahabol yung nakabangga? Can I file a police report and declare it as hit and run?

Kung gagamitin ang insurance ng F150, sagot na niya ung participation. Wala ka ng babayaran, siyanaman may kasalanan eh. TPL-Damage ung i-claim sa insurance niya para gawin ung bumper mo.

usually pag accident, kahit na settlement na, gagawin ng police na kukunin niya licenses ng 2 parties to copy all the details. then mag-settle na kung gusto nila. para may habol parin kahit ano mangyari.

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Originally Posted by swoosh_shooter

Thanks sa mga reply guys. Pero wala na ba ko magagawa para mahabol yung nakabangga? Can I file a police report and declare it as hit and run?

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kung tinakasan ka na, hindi pa ba "run" ang tawag don? :help::help:
pwede mo na sigurong ireport para me kaso siya sa pangalan nia.
question lang din, traceable ba ito pag irerenew ang registration ng sasakyan?

Hi swoosh, I agree that you should file a police report then claim ka sa insurance mo. I think in the course of the investigation, yung insurer mo maghahabol sa other party para covered yung participation fee mo

Lesson learned dont trust anybody. Dahil ang naka F-150 trustworthy na? hehe
Pumayag ka na areglo dapat on the spot binayaran ka niya, mahirap pag ganyan na naghiwalay kayo magkaka tawaran portion pa kayo, the sad part is you should call the shots not him since ikaw ang agrabyado.
Mukhang tatakbuhan ka pa niya, ako pag sa accident police report agad tapos dun na sa presinto mag usap if areglo or asunto.

goodluck!

problema pag bumangga sayo either pedicab or kuliglig. Ty na lang un. :grin:

Maraming magaganda kotse pero daig pa Ang mga pedicab driver Sa ugali mga balasubas pag bayaran na

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Originally Posted by shadow

Maraming magaganda kotse pero daig pa Ang mga pedicab driver Sa ugali mga balasubas pag bayaran na

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dami rin sakanila sobra kuripot...

Madami rin garapal. Sila pa galit.

I suggest just get the 1,500 Pesos. It's better than nothing.

Tsk ... Wala kang kalaban-laban sa F150 .. bakal bumper nun!

since di mo na makontak..

- one of your option is to have the plate number and driver's license tagged sa LTO... para pag nag renew sya ng rehistro or ng drivers license, may hit....
- leave it all up to experience.... ikaw na lang magbayad ng participation ng insurance mo.

nangyari sa akin yan last month.... pinakawalan ko na lang.. mas maganda naman ang balik sa akin nun..... di ko na pinagaksayahan ng panahon dahil mas madami pa akong dapat gawin eh.

had my car repaired....cost around 3k.... multiple dents sa driver's door... may isang scratch na malalim na hindi kaya ng PDR.
pero ok na yun...hindi ko kayang mag drive ng otong may tama eh....

naisahan ka paps... file ka na ng police report para sa insurance claims mo. sana nakuha mo yung details nung license nya