Nahirap talaga yan ganyan din byenan ko may utang sakin di alam ng wife ko 2years na 10k up to now wala padin bayad mabait naman sya pero di kona lang iniimikan nakakahalata din naman pero hindi pa din nagbabayad hihi
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March 4th, 2013 04:10 PM #21
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March 4th, 2013 04:32 PM #23hahaha. oo nga naman.
Originally Posted by chua_riwap
kung nahihiya kang magsabi, text mo na lang siya......
sa amin namang magkakapatid, si nanay naman ang ganyan. hindi naman kami galit pero yung kapatid kong panganay minsan naiinis na kasi uutang daw tapos wala naman bayad. ako nagbibigay pag merong extrang pera. tapos pag mangungutang si ermats, niloloko ko na wag na mangutang. bibigyan ko lang kasi ganun din naman.
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March 4th, 2013 04:50 PM #24saan naman ginamit yung inutang? baka kasi sinugal or bisyo lang or luho... huwag na pautangin.. pero kung gamot, rental or food huwag mo na pautangin bigyan mo na lang...
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March 4th, 2013 04:53 PM #25 Originally Posted by glenn manikis
Originally Posted by stickers
alam ko din naman yon nung humihiram ng mga 1-5k na ty na lang yon, para sa akin tulong ko na lang din sa kanya yon. pero nung 40k na kasi sabi niya babayaran na daw talaga niya after 1 month. ma bibitin daw kasi sila since nag resign yung kapatid ng wife ko na kasama niya sa bahay eh yung 13month at yung natitirang sahod after 1 month pa daw marerelease pag na release daw bigay daw sa akin agad bayad kaya ayon na niwala naman ako.
yon nga din balak ko kaso baka mas lalong ma offend. kasi sa akin pag problema ayaw ko ng through text lang gusto ko personal na maki pag usap. kaya ina asume ko na ganon din ibang tao. Originally Posted by chua_riwap
kung nahihiya kang magsabi, text mo na lang siya......
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March 4th, 2013 05:17 PM #26wala na singilan yan, asa ka pa. pag siningil mo yan magagalit na sa iyo, di na ikaw peyborit manugang. ikaw na ang bad boy.
utangan mo na lang siya, tapos ikaw naman ang hindi magbayad. e di quits lang.
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Darker and Bigger
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March 4th, 2013 06:07 PM #27In laws are family, if they need help then, help them but don't expect them to pay back...write it off...hinde naman malaking amount...but I'm surprised that she went directly to you and hinde sa asawa mo...
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March 4th, 2013 06:50 PM #28i totally understand that naman, like i said ok lang kahit di ako bayaran ang akin lang naman sana kausapin ako. ang usapan kasi namin utang hindi hingi. kasi kahit naman ako dati umuutang sa parents and brothers ko pero pag di ko pa kaya mag bayad sinasabi ko na ma dedelay ako sa pag bayad at kahit sinasabi nila na wag ko na bayaran tulong na lang nila sa akin yon binabayaran ko pa din. yon lang naman gusto ko kausapin ako kung di ako kayang bayaran ano ba naman yung sabihin niya diba. simpleng sabi lang naman na di niya kaya bayaran baka pwede bawi na lang siya next time ganon lang ka dali ok na sa akin. Originally Posted by shadow
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Darker and Bigger
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March 4th, 2013 06:56 PM #29Nahihiya siguro dahil wala pa pangbayad, but I don't agree with others that you need to tell your wife, it's between you and your in law. You lent her the money without her consent better it to stay that way. Originally Posted by foresterx
And the difference is you're blood related to your brother and father, so Kahit papano, there is no shame in telling them you'll get delay paying them back.
And believe me she knows na meron siyang "maling" nagawa by not talking to you. Kung may edad na just let it go...I think she deserve a pass by virtue of being the mom of your wife, remember without her you'll not be married to your wife now
Sent from my iPad using Forum RunnerLast edited by shadow; March 4th, 2013 at 07:03 PM.
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March 4th, 2013 06:56 PM #30^
pwede rin cguro sir pag in case na uutang siya ulit sayo, tell your bienan ung hiniram niyang 40k hindi pa bayad baka may memory gap na. tell her in the nicest way.
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March 4th, 2013 09:01 PM #31imho,,,
ang pera, iniimpok/tinitipid/ginagasta/ pero hindi minamahal
ang pera, sana ay hindi pagsimulan ng away lalo nsa sa pamilya- at mas lalo na sa in-laws...
ang pera kinikita-(c0me & go), pero ang relasyon, parang salamin (ingatang magkalamat)
ang pagsasabi ng tapat, pagsasama ng maluwag...
para hindid sumama ang loob mo- huwag mo hanapin ang ugali mo sa iba;
kung ganun ka (kabuti), ang iba hindi...
its (still) better to give than to receive,
believe! ... and it shall return a hundred-fold...
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March 4th, 2013 11:30 PM #32Yep, in fact nasa family code pa yan. Di ko lang matandaan kung anong article. Hehe. Originally Posted by shadow
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March 4th, 2013 11:31 PM #33I wish you can still say that kahit inaabuso ka na at binabastos harap harapan bro. Nauunang namamatay ang mga taong sobrang bait. Originally Posted by DBanker
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Night stalker
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March 5th, 2013 03:39 AM #34Sa kin kasi eh hint na yung pa 1k to 5k na utang na di babayaran eh. your MIL is testing kung hanggang san pisi mo.
iniisip nya, di ko naman binabayaran yung utang ko datim siguro kahit di ko na bayaran na, mukhang kaya naman nya. or nagiisip nang kung ano-anong justification yan sa isip nya like "swerte ka naman sa anak ko eh" or "isipin ko na lang tulong sa akin to ng anak ko".
from what im reading is di pwede yung gusto mong mangyari kung ayaw nilang gawin, gusto mo kausapan ka which is pag sinimulan mo eh siguradong pagmumulan ng tampuhan or gulo.
kung di naman malaking bagay sa yo yung 40k eh hayaan mo na lang at wag mo na lang pautangin ulit.
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Hoosier'ed Hotspur
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March 5th, 2013 08:28 AM #35I like what you said bro... Originally Posted by DBanker
Iyon nga lang, may ilang abusado...
I-abot mo ang kamay mo,- hilagpos niya ang buo mong braso.... (tangay pa ang singsing, relo at bracelet mo)... :hysterical:
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Hoosier'ed Hotspur
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March 5th, 2013 08:31 AM #36Strangely, being asked for money, giving in or not to that request, always put you in an awkward situation... Originally Posted by yebo
Damn if you do, Damn if you don't
Out of your control. A Catch 22.
Kaya,- huwag na lang magpautang...
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Last edited by CVT; March 5th, 2013 at 08:52 AM.
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Running on Empty...
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March 5th, 2013 09:28 AM #37Discuss it with the wife first and try to set a good timing to ask your mom-in-law, if you decide to collect.
If it's a one time thing then maybe you can write it off but if it becomes habitual and you see the balances increasing, then you better evaluate your stance on lending to her. I've had bad experiences lending to relatives (with my own mom at that!) so I've learned that it's quite important to make sure to draw the line as well. It's good to help when it's really needed but they also have to realize that they cannot fall back on you always and likewise have to be in charge of their own finances.
In the same way, i would not borrow from family unless it's really an important matter and if ever i do, i will make it clear from the onset on when the repayment will be.
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March 5th, 2013 10:25 AM #38I got the same experience but we were still going steady, the mom borrowed 25k from me, then after a week or so went to me again for another 25k for a business venture. Then she issued PDCs to me. When the date of maturity came I deposited it one by one, alas, daif. I asked my significant other to help me collect the sum her mom borrowed from me. To cut the long story short, the mom did not bother returning the sum but her daughter paid for it "hulog" system without interest. Indeed a hard lesson learned on my part.
Talk with your wife about this and let her be the one to ask from her mom, that's the best way imo. Good luck.
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March 5th, 2013 10:42 AM #39i guess better communication with your mother in law
Minsan sa totoo lang nauuna ang hiya kaysa magsalita which is wrong. Marami na ako na encounter nahiya sila magsabi, until you confront them in a nice way .
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March 5th, 2013 10:54 AM #40If you're set on collecting, tell the Kumander about it. Di bale nang siya ang magalit sa iyo, I'm sure when she gets to her senses, she will recall that you were only trying to help.
Unless she specifically told you about her Mom being that way, and telling you not to lend her. Then she'll take longer to forgive you.
Mahirap kasi niyan, if you don't tell the wife, then the Mom might take advantage of the situation and/or ikaw pa ang mapasama. She might feel slighted if she hears from the Mom about the "loan" -- possibly asking for an extension or condonation -- before you tell her
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Originally Posted by chua_riwap
