Living with My Family while Raising my own Family

[vinj]

I agree with 1D4LV and skybison, you just really have to take the plunge.

It takes a little adjustment and reasonable belt tightening in the first few years but before you know it, you're well on your way to attaining your dreams and goals. Being independent also keeps your head on as you know you don't have any fall backs to make ends meet. If you're both working though, it would be good to start off at a place near your relatives if possible so if there's any emergency they can easily check on your place/kids.

I know some families though that really insist on keeping their kids at bay (yung iba, gagawa pa ng compound). It's also the case with some that one of the children has to stay with the parents...

[1D4LV]

haha, yun din inisip ko eh.

Tiis talaga, pakita mo na kaya mo itaguyod pamilya mo.
Ako kasi after nakapagtrabaho umalis na ako sa poder ng parents ko. Sobrang strict ng dad ko - kalalaki ko pa naman.
Nagsimula ako sa bedspacer! Hehe, mga crew sa jollibee kasama ko pa nuon.

My only difference siguro kaya nakapagipon is that nakabuo kme ni mrs after 3yrs pa.

ayun.... ganun din kami.... kami naman, nakabuo, 6 years after we got married.

[Retz]

^

Would you still remember kung magkano ang minimum wage that time? malaki na ung 7k during early 90's.

[marktams86]

well, in the first place bakit ka nagpamilya na hindi mo pa kaya?

moving forward, that's your risk living with your parents/siblings. Like 1D4LV said hindi talaga kayo makakilos ng maayos magasawa/pamilya nyan. Tiis talaga at matuto mabuhay within your means.

We rented a condo(small/1bedroom) weeks before we got married, after a year naglipat kme sa mas malaki na apartment(2br), then ngayon after two years nakapagipon na pangdown ng sariling bahay. Tumaas kasi ang rent and nasasayangan na kme (hindi na kaya ipikitmata).

Life is all about choices.

To answer your question sir, my wife now got pregnant while I was still building my career.. I have no regrets naman, I mean it was actually a sign for me to settle down and be more responsible... But still ang hirap pala pag di napag planuhan...

[1D4LV]

^

Would you still remember kung magkano ang minimum wage that time? malaki na ung 7k during early 90's.

can't remember.. pero definitely, hindi kami nakaminimum wage nun.... near minimum nga lang. minimum wage ata nun nasa 2.5k/month. kami 3.8k/month.... in fact, job grade 1 ako nun eh dahil newly grad lang...

note nga pala.... kasama pa commute ang food costs nun sa budget ha? since we were both working in makati..... and yung 7k/month, combined income na yun.

pero yes, mura pa bilihin nun.... if i remember it right, 200 pesos lang ata kuryente namin nun, and 500/week ang ulam namin.... yung LPG namin, inaabot ng 3 months isang tangke. and i think ang pamasahe namin sa FX nun is 20 pesos lang per head, one way.

[vinj]

1960's laki na kaya yung 7k ni 1D4LV

Hehehe... yan yung unang naisip ko din. But still, 7K combined income in the early 90s was the going rate right?

BTW, just because you get the girl pregnant, it doesn't mean you must get married (although yes, that is the ideal dream ending scenario right?). We should always get married for the right reasons as in the long run, it will still be the children who will suffer the consequences of a bad/failed marriage. I've been there and thankfully, after counseling, we decided that we were both not ready to be married. We eventually went our separate ways but continued to raise our kid responsibly and made her feel that she was loved on both sides of the fence, and things continue to work out well. Mas nahirapan lang ako since i already had a kid to support from day one of working but heck, it all pulled through and i actually became more responsible with my finances because of that.

[marktams86]

ang galing talaga dito sa tsikot.. di lang wisdom sa cars ang makukuha mo pati wisdom sa buhay malalaman mo...

[1D4LV]

ang galing talaga dito sa tsikot.. di lang wisdom sa cars ang makukuha mo pati wisdom sa buhay malalaman mo...

hwag lang pasukan ng troll....

[skybison]

nagsimula kasi lahat nyan sa ano.... sa......



pagpapaputok sa loob. :banana3:

[Retz]

^

karamihan dito sa tsikot ay responsableng ama. maalaga na sa kotse, maalaga pa sa pamilya. sabay kidlat.

[marktams86]

No choice sir, na tisbun ko na eh. lol.

same here sir... kaw ba sir retz? how were you able to get by?

[mateomarco]

Mga sir, would you agree with other people saying that mas mahirap magstart ng sariling family sa panahon ngayon compared nung let say mga 80's or even 90's...Grabe kasi mahal ng cost of living nowadays...

[1D4LV]

Mga sir, would you agree with other people saying that mas mahirap magstart ng sariling family sa panahon ngayon compared nung let say mga 80's or even 90's...Grabe kasi mahal ng cost of living nowadays...

yes, i think so too.
if i remember it right too, nung namatay erpats ko, nakita ko yun mga lumang payslips nya habang naglilinis ng gamit.
his semi-monthly take home pay is only 175 pesos.
pero buhay kaming tatlong magkakapatid...

pero teka.... 70s ito ha? hehehehehe.

but then again, when i was in college.
my allowance was only 40 pesos per day... complete na yun, may pagkain and pamasahe na.
ngayon my kid's allowance is 200 pesos per day... and malapit pa ang school nya sa bahay....

pero.... lahat tayo dadaan dyan...
iba ibang levels nga lang.

[vinj]

Mga sir, would you agree with other people saying that mas mahirap magstart ng sariling family sa panahon ngayon compared nung let say mga 80's or even 90's...Grabe kasi mahal ng cost of living nowadays...

Let's add also that people have higher standards today.

Isipin mo nung panahon ng mga lolo natin, 6,7,8,9,10,11 ang anak nila tapos erpat lang yung nagtratrabaho. :D

[yapoy86]

mahirap talaga ngayon... pansinin nyo na lang sa mga kotse.. noong araw walang aircon ang sasakyan namin na assembled auv pero hindi hassle mag byahe kahit walang aircon kasi presko pa noon... try mo ngayon bumiyahe ng walang aircon...

dati pag pasok ng ber month.. ramdam mo na malamig ang simoy ng hangin.. ngayon kulang kulang 2 buwan lang malamig.. mainit na naman ngayon.. aircon ulet.. gastos kuryente...

[vinj]

mahirap talaga ngayon... pansinin nyo na lang sa mga kotse.. noong araw walang aircon ang sasakyan namin na assembled auv pero hindi hassle mag byahe kahit walang aircon kasi presko pa noon... try mo ngayon bumiyahe ng walang aircon...

dati pag pasok ng ber month.. ramdam mo na malamig ang simoy ng hangin.. ngayon kulang kulang 2 buwan lang malamig.. mainit na naman ngayon.. aircon ulet.. gastos kuryente...

Dati, para mag beach, lalabas lang sa bahay yung mga erpat ko at nandun na sa harapan ng compound nila sa Paranaque yung salt beds at beach... ngayon, coastal road na. :D

[1D4LV]

Dati, para mag beach, lalabas lang sa bahay yung mga erpat ko at nandun na sa harapan ng compound nila sa Paranaque yung salt beds at beach... ngayon, coastal road na. :D

Aroma Beach Resort ba bro?

[mateomarco]

I was about to attach the idea of the number of kids as example...kami nga dito sa office, pinaguusapan namin kung papano kami napagaral ng mga parents namin sa mga exclusive schools eh sa lagay namin financially ngayon, mukhang hindi namin kayang papasukin sa mga mamahaling schools if ever ngyaon magkakaanak...kaya sa mga gustong yumaman dyan, magtayo tayo ng school!

[1D4LV]

I was about to attach the idea of the number of kids as example...kami nga dito sa office, pinaguusapan namin kung papano kami napagaral ng mga parents namin sa mga exclusive schools eh sa lagay namin financially ngayon, mukhang hindi namin kayang papasukin sa mga mamahaling schools if ever ngyaon magkakaanak...kaya sa mga gustong yumaman dyan, magtayo tayo ng school!

my aunt owns a school.
hindi daw ganung kadali.
maski mura pa din ang tuition mo, may mga parents pa ding hirap magbayad.
plus you have to budget everything from the start of the school year, to include, salaries, taxes, utilities.... depende sa dami ng enrollees mo. pag lower than expected ang enrolles, it does not equate that you can lower your teachers' salaries, or cut down on electrical consumption.
kaya sila, naghahanap sila ng additional raket, like personalized notebooks, specialized uniforms na dun lang pwedeng bilihin sa loob. pangdagdag ng kita.

tapos minsan daw sakit din sa ulo ang mga teachers.

[Retz]

^

simbahan ang itatayo ko sir.