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  1. uls's Avatar
    uls
    uls is offline Tsikot Member Rank 4
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    September 4th, 2011 03:50 PM #61
    Quote Originally Posted by gambit1978 View Post
    sa nbabsa ko dun totally wla kang control sa pinag investan mo, , so if worst can happen estfa lang ang pueding ey habol dun di ba|??..
    BP 22 anti-bouncing check law?

    ya wala ka talaga control

    just hope hindi magka problema cash flow niya. like pag di makabayad mga tenants, nagsara mga call center sa area
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  2. 3GEMS's Avatar
    3GEMS
    3GEMS is offline Tsikoteer
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    September 4th, 2011 05:20 PM #62
    guys,
    ano marecommend niyo magandang book about financial issue plano ko kasi ibili si fiancee.....ibang klase kasi sa family nila... parang nasa dugo na nila yung parang galit sa pera hehe.. nagwoworry ako sa future namin baka makatulong to para magbago... salamat guys....
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  3. gambit1978
    gambit1978 is offline Verified Tsikot Member
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    September 6th, 2011 01:35 AM #63
    Quote Originally Posted by 3GEMS View Post
    guys,
    ano marecommend niyo magandang book about financial issue plano ko kasi ibili si fiancee.....ibang klase kasi sa family nila... parang nasa dugo na nila yung parang galit sa pera hehe.. nagwoworry ako sa future namin baka makatulong to para magbago... salamat guys....

    RICH DAD POOR DAD.. BY ROBERT KIYOSAKI..... (INVESTMENT, money management ,savings)....
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  4. eld
    eld is offline Tsikoteer
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    September 6th, 2011 07:15 AM #64
    Gumamit ka ng induction cooker. It's the most energy efficient there is.
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  5. pink888
    pink888 is offline Verified Tsikot Member
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    August 29th, 2012 11:57 AM #65
    Quote Originally Posted by lancy09 View Post
    Kung hindi mo mapigilan bumili ng bumili, bumili ka ng bagay na magagamit mo in the future or investment na mag-aapreciate. Pre-need plans, real estate, time deposit etc. Ang ginawa ko, bumili ako condo na hulugan na 20k per month. Pag may extra ako pera, time deposit ko ng 3 months sa bpi direct. Kahit mababa interest, at least di ko nagagalaw para aksayahin. Dati bili ako ng bili ng gusto ko tapos binebenta ko ng palugi pag nagsawa.

    I strongly agree..

    I was also into buying things.. Hirap magcontrol.. Good thing I'm no longer like that..

    My solution -- forced savings..

    I purchased condo units.. My monthly income goes there.. So, I don't buy bags and shoes anymore.. Lahat napupunta na sa investment
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  6. Ry_Tower's Avatar
    Ry_Tower
    Ry_Tower is offline Moderator
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    August 29th, 2012 04:54 PM #66
    Quote Originally Posted by pink888 View Post
    I strongly agree..

    I was also into buying things.. Hirap magcontrol.. Good thing I'm no longer like that..

    My solution -- forced savings..

    I purchased condo units.. My monthly income goes there.. So, I don't buy bags and shoes anymore.. Lahat napupunta na sa investment

    Mali pa rin, matagal at maliit kita sa condo units. Better use the money forcibly saved into low risk stocks.
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  7. timrev's Avatar
    timrev
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    August 29th, 2012 05:53 PM #67
    pwede mag invest sa gold
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  8. ecneret's Avatar
    ecneret
    ecneret is offline Padmé
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    August 29th, 2012 05:57 PM #68
    ako wala muna luho... wala muna kain sa labas o gimik...
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  9. awing's Avatar
    awing
    awing is offline awing
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    August 29th, 2012 06:20 PM #69
    Quote Originally Posted by pink888 View Post
    I strongly agree..

    I was also into buying things.. Hirap magcontrol.. Good thing I'm no longer like that..

    My solution -- forced savings..

    I purchased condo units.. My monthly income goes there.. So, I don't buy bags and shoes anymore.. Lahat napupunta na sa investment
    I suggest you invest on lands, in the long run sale and resale value are getting higher. Condo units depreciate over a period of time..

    Just my 3 cent.
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  10. _Qwerty_'s Avatar
    _Qwerty_
    _Qwerty_ is offline COO - Child of Owner
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    August 29th, 2012 06:22 PM #70
    depende sa condo units.. kung maganda location and developer... maganda din ang return..
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  11. renzo_d10's Avatar
    renzo_d10
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    August 29th, 2012 06:25 PM #71
    Hindi ako one-day millionaire. In short, I have self control.

    Bumibili ako ng mga gusto ko, pero hindi yung tipong ubusan ng pera.
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  12. ecneret's Avatar
    ecneret
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    August 29th, 2012 06:26 PM #72
    ok din ang condo units pero depende nga sa developer and location katulad nung sabi ni sir qwerty.. pero mas ok mag-invest sa land...
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  13. _Qwerty_'s Avatar
    _Qwerty_
    _Qwerty_ is offline COO - Child of Owner
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    August 29th, 2012 06:34 PM #73
    yung mga naghuhulog sa pag-ibig.. lakihan nyo yung contribution nyo.. mas maganda kung tatapatan nang company.. pero kung hindi ok lang din.. di nyo mamamalayan malaki na na save nyo dyan.. imagine kung 2T ang huhulog mo.. tapos tatapatan nang company.. eh di 4T a month x 12, 48T a year yun.. tapos in 15 yrs pwede mo na i withdraw plus dividends.. tax free...
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  14. Ry_Tower's Avatar
    Ry_Tower
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    August 29th, 2012 07:00 PM #74
    Quote Originally Posted by _Qwerty_ View Post
    yung mga naghuhulog sa pag-ibig.. lakihan nyo yung contribution nyo.. mas maganda kung tatapatan nang company.. pero kung hindi ok lang din.. di nyo mamamalayan malaki na na save nyo dyan.. imagine kung 2T ang huhulog mo.. tapos tatapatan nang company.. eh di 4T a month x 12, 48T a year yun.. tapos in 15 yrs pwede mo na i withdraw plus dividends.. tax free...
    Haha, hindi ko alam yan ah.
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  15. zero's Avatar
    zero
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    August 29th, 2012 07:14 PM #75
    house rentals ako.
    an very old 4-door wooden apartment which i bought for P100,000 in 1998.
    which earns P15k a month.
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  16. vinj's Avatar
    vinj
    vinj is offline Running on Empty...
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    August 29th, 2012 07:25 PM #76
    Quote Originally Posted by Ry_Tower View Post
    Haha, hindi ko alam yan ah.
    Ibang pag-ibig kasi ata yung hinuhulugan mo pards.
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  17. oliver1013's Avatar
    oliver1013
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    August 29th, 2012 07:35 PM #77
    Not all lands appreciate and not all condos depreciate.

    Depends on location. Ano mas maganda balik yung bumili ng condo ng Ayala sa Makati o yung bumili ng lupa sa Provident Village o farm sa Ilocos Sur.
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  18. uls's Avatar
    uls
    uls is offline Tsikot Member Rank 4
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    August 29th, 2012 07:50 PM #78
    invest in something that generates cash

    so pag di na kaya magtrabaho may income parin
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  19. pink888
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    August 29th, 2012 09:53 PM #79
    Quote Originally Posted by Ry_Tower View Post
    Mali pa rin, matagal at maliit kita sa condo units. Better use the money forcibly saved into low risk stocks.
    Sir, I'm in the real estate industry.. So, medyo I know po where to invest.. Which project is ok.. Which is in-demand..

    I'm happy with my earnings naman po.. I buy during pre-selling.. Then, sell after a yr or so.. 100 to 200K average earnings per year.. 8000 per month lang investment.. So, not bad po..
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  20. BratPAQ's Avatar
    BratPAQ
    BratPAQ is offline Night stalker
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    August 30th, 2012 02:10 AM #80
    stop reading forums and sites na may nagbebenta, haha, like for example tech site, mga bagong labas na phone, etc. nangyari sa kin sa headphone, it only stopped nung di ko na binisita yung headphone forum na yun, haha.
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