My advice to you is give notice to your insurer of this incident.
You do not have to buy surplus or anything else.
You already have taken everything necessary by having your own insurance policy.
Right now what I see is that you have a non complaint policy. Your servicing agent should be guiding you on this. Bayad na sya.
Pa pull out mo lang mga documents ng claim at ipa submit mo sa insurer mo. And let them do their job.
Question lang mga sirs, kapag naapprove ba yung claim mo for own damage from your insurance company, sila na ba hahanap ng casa na magpapagawa ng damages or may option ka na ikaw pumili ng shop na papagawaan? And one more thing, kapag naapprove po ba yung claim, pano malalaman kung magkano yung makukuha mong amount at pano mo to makukuha? (ipapasa sa account mo or via cash?). Thanks in advance!
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