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Verified Tsikot Member
- Join Date
- Apr 2010
- Posts
- 235
January 27th, 2013 12:22 PM #11Kaninong car bali ang pinaestimate mo sa global? Kasi pag sa friend mo yan, better kung pagawa mo na lang sa insurance mo if may compre ka, at least wala ka nang babayaran. Pero if it's your car, ya, may depreciation yan but only if it is more than 3 years old. The older the bigger the depreciation expense that you have to pay. Pag panel lang ang papalitan, i advise you to just use surplus if may available. Same lang naman yun pag pininturahan maganda na rin. And you dont have to pay depreciation pa..
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January 27th, 2013 01:02 PM #12
You have insurance. you do not have to pay for anything, unless you are claiming for your own damages subject to your policy limits..
My advice to you is give notice to your insurer of this incident.
You do not have to buy surplus or anything else.
You already have taken everything necessary by having your own insurance policy.
Right now what I see is that you have a non complaint policy. Your servicing agent should be guiding you on this. Bayad na sya.
Pa pull out mo lang mga documents ng claim at ipa submit mo sa insurer mo. And let them do their job.
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January 27th, 2013 01:05 PM #13
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January 27th, 2013 08:31 PM #14
Question lang mga sirs, kapag naapprove ba yung claim mo for own damage from your insurance company, sila na ba hahanap ng casa na magpapagawa ng damages or may option ka na ikaw pumili ng shop na papagawaan? And one more thing, kapag naapprove po ba yung claim, pano malalaman kung magkano yung makukuha mong amount at pano mo to makukuha? (ipapasa sa account mo or via cash?). Thanks in advance! :D
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