Pls Suggest Car Insurance Companies

[paolors]

is this OK for 15K plus 1.8K TPL insurance for innova J gas manual??

[SIZE=2]1. OWN DAMAGE & THEFT [/SIZE][SIZE=2]793,000.00 [/SIZE]
[SIZE=2]2. BODILY DAMAGE[/SIZE][SIZE=2] 300,000.00 [/SIZE]
[SIZE=2]3. PROPERTY DAMAGE[/SIZE][SIZE=2] 300,000.00 [/SIZE]
[SIZE=2]4. PERSONAL ACCIDENT[/SIZE][SIZE=2] 250,000.00 [/SIZE]

[SIZE=2]FREE 24 HOURS TOWING[/SIZE][SIZE=2]Zero interest for those who will avail of our 90days payment scheme[/SIZE][SIZE=2]We also insure Non-Toyota Brand[/SIZE][SIZE=2]We can deliver your policy to your office or home[/SIZE][SIZE=2]We offer .5% deductible for Private & Commercial Vehicle[/SIZE]

What Insurance Company are you representing?

[petixs]

Any suggestions on whi can give the max installment months?
12mos.?

[xfreemanx]

Glad to find this thread. I am letting my fingers do the walking.

I have sent the following message to federal phoenix, philfire and generali. I will update you on their response.

-----------------------------
I would like to request for a quotation for Comprehensive Insurance for my Isuzu Crosswind Xti, model 2007, 45K odometer reading, located in Mandaluyong City.

Please provide details on:
Yearly premiums
Participation fee
AOG coverage
Inclusions such as own damage, theft and acts of god,*riots, strikes and civil disturbances, 3rd party Bodily Injury and*Property Damage and Personal Accident Insurance

Please email me at bien94e*yahoo.com or call 09274137591
-------------------

if there are other insurance brokers or agents out there, please feel free to send me your quote.

[79gemini]

Share ko lang the quoation I received from mapfre and federal for 2010 civic 1.8s a/t. Premium are almost the same. Ok na kaya ito pwede pang tawaran?

MAPFRE INSULAR MOTOR INSURANCE
Total Protector Package (with Acts of God)
Deductible: P 4,250.00
Coverages Sum Insured Premium
OWN DAMAGE/THEFT P 850,000.00 P 20,400.00
ACTS OF NATURE 850,000.00 INCLUDED
VTPL-BODILY INJURY 200,000.00 280.00
VTPL-PROPERTY DAMAGE 200,000.00 830.00
Unnamed Pass. Personal Accident 250,000.00 500.00
(for 5 passengers * 50K each)
Total Net Premium P 22,010.00
Summary of Charges
Net Premium (VAT Inclusive) P 24,651.20
Documentary Stamps 2,751.30
Local Gov’t Tax 44.10
Other Charges 00.00
TOTAL AMOUNT DUE P 27,446.60

Warranties and Clauses :
FREE: 24 HR. ROAD ASSISTANCE
FREE: SECURITY GLASS ETCHING
UNNAMED PASSENGER PERSONAL ACCIDENT ENDORSEMENT
REPAIR SHOP CLAUSE (FOR VEHICLES MORE THAN 24 MONTHS OLD)
BAIL BOND COVER (UP TO A MAXIMUM OF PS. 10,000.00)
VALUATION CLAUSE
TERRORISM EXCLUSION ENDORSEMENT
ACCESSORIES CLAUSE

FEDERAL PHOENIX
Deductible : 0.50% of the FMV or Php 4,315.00

Own Damage / Theft : 850,000.00 16,150.00
Acts of God : 850,000.00 4,250.00
Strikes,Riot,& Civil Comm : NOT COVERED -
Third Party - Bodily Injury : 200,000.00 280.00
Third Party - Prop. Damage : 200,000.00 830.00
Auto PA / No. of Persons : 20,000.00 5 200.00 ( 20,000 per person or 100,000 for 5 persons )
T O T A L Prem. (Excl Taxes) 21,710.00
Doc. Stamps 2,714.00
V.A.T. 2,605.20
Local Gov't Tax 43.42
LTO Intercon. -
TOTAL Premium 27,072.62

Applicable Clauses : Airbag, Acts of Nature, Auto PA,Casa Repair (Up to 3 Years), Accessories,Importation Clause, Terrorism & Sabotage, Electronic
Data Recognition Exclusion,Total Asbestos Exclusion Clause

[jaguar12084]

thank you for sharing of thoughts i appreciate to much..

[zap.FREEDOM]

Europe Assistance,

may free CALTEXLUBE service pa,

hindi ko rin mapakinabangan, di pa ako na-didisgrasya e,

[speedtrap]

Hi! Any comments on Centeenial Guarantee Assurance Corporation?

Eto yung quote nila sa inquiry ko, for a brandnew Hyundai Accent 1.4GL MT (Car loan thru PS Bank)


Model 2011 Accent Hyundai
Loss/Damage 588,000 PHP 9,408.00
Acts of Nature 588, 000 PHP 2,940.00
Bodily Injury 100,000 PHP 180.00
Property Damage 100,000 PHP 730.00
Auto Passenger (5 pass) 50,000 PHP 250.00
Premium 13,508.00
Doc./Stamps 1,688.50
EVAT 1,620.00
LGT 27.02
Ibero 250.00

Total: 17,094.00

[bluegween]

up for this thread. i am a new car owner.
i jus wanted to get more feedback/experiences from others as to which is a better insurance provider.

TIA!

[Patti]

Yung altis and xtrail namin is insured with Mapfre..ok naman Sila so far mabilis magclaim and kahit walang police report ok lang..

[speedtrap]

Hi! Alin po kaya ang ok na insurance company:
1. Standard Insurance
2. Centeenial Guarantee Assurance Corp
3. Federal Phoenix

[mark_t]

Always add your premium to your participation to get the cost of your
insurance claim.

Cost of your insurance= premium + participation

Hope mods will not erase this.

[lantis]

Federal Phoenix sucks!!!

Pag ikaw third party unti untiin yung pag repair ng kotse mo.

Two months na yung kotse ko na nasa casa hanggang ngayon di pa complete yung repair.

Don't get insurance from Federal Phoenix!!!

[derf8666]

Federal Phoenix sucks!!!

Pag ikaw third party unti untiin yung pag repair ng kotse mo.

Two months na yung kotse ko na nasa casa hanggang ngayon di pa complete yung repair.

Don't get insurance from Federal Phoenix!!!

Federal Phoenix is one of the best in the Philippines. You do not even need to make any follow ups. Maybe you can share whats been causing the delay. Perhaps parts are not available?

[lantis]

Federal Phoenix is one of the best in the Philippines. You do not even need to make any follow ups. Maybe you can share whats been causing the delay. Perhaps parts are not available?

Not the parts, its in the issuance of the letter of acceptance. Di gagalaw ang casa kasi alang LOA. Pag nagissue ng LOA, kulang kulang kahit ok na sa inspector yung parts for replacement di isasama sa LOA. Delaying tactics talaga.
Imagine ... approval of an LOA takes 3 weeks. Then another LOA after that another LOA, 3 weeks approval each. Kailangan pa ng followup every day para gumalaw. Kung di pa irereport sa insurance commission di gagalaw.

So federal phoenix talaga ang problema. They are not one of the best... one of the WORST!!! Based on actual experience ito, not on some feedbacks got from another member.
So guys beware of federal phoenix. Stay out of this insurance company.
So derf8666 kung sayo mangyari to anong gagawin mo?

[Evo Dreamer]

Buhay pa ba ang Oriental Assurance ngayon? Yung endorse ni Jose Marie Chan. Compre Insurance kami sa kotse namin dati jan, pero masama experience namin.
May naipit kami motorsiklo dati. Bali yung leg ng angkas. (Sila may kasalanan, bigla sumingit). Syempre, dahil bait kami, dinala namin ospital. Tapos, ayaw galawin ng doctor hangga't di kami nagbabayad. So bayad kami dahil namimilipit na sa sakit yung tao.
Pag claim sa Oriental, ni-refer kami sa isang law office sa binondo. Kamot ulo agad mga abogado doon sabay sinisi kami bakit binayaran namin agad, dpat daw hinintay sila. E sa probinsya kaya nangyari at walang pera yung tao. Pa iling iling pa si atorni, tapos, pinabalik balik pa kami ilang beses. Tapos, paglabas ng tseke, kalahati lang binayaran, masyado daw mahal yung da resibo. *&&%($ talaga yung kumpanyang yun. since then prudential na kami sa lahat ng brnd new namin. hehe.

[derf8666]

Not the parts, its in the issuance of the letter of acceptance. Di gagalaw ang casa kasi alang LOA. Pag nagissue ng LOA, kulang kulang kahit ok na sa inspector yung parts for replacement di isasama sa LOA. Delaying tactics talaga.
Imagine ... approval of an LOA takes 3 weeks. Then another LOA after that another LOA, 3 weeks approval each. Kailangan pa ng followup every day para gumalaw. Kung di pa irereport sa insurance commission di gagalaw.

So federal phoenix talaga ang problema. They are not one of the best... one of the WORST!!! Based on actual experience ito, not on some feedbacks got from another member.
So guys beware of federal phoenix. Stay out of this insurance company.
So derf8666 kung sayo mangyari to anong gagawin mo?

I'll get a good agent who can assist me in times of need. Hindi kasi mangyayari yan kung alam mo yung proseso at kung naiintindihan mo kung ano yung nangyayari. Yung Letter of Authority (LOA) ay iniissue lang if it is already sure that the parts need to be replaced. Minsan nasa estimate kasi ay nilalagay nila for reserve only. E casa naman, siempre lagay lang ng lagay ng kahit ano sa estimate kasi benta din nila yun. Insurance naman they need to be sure muna that the parts really need to be replaced. If you want, you can PM me the name of the person in Federal youre talking with or give me your vehicle details so that I can ask why its been taking so long.

[shadow]

I have a good experience with Asia or Asian insurance, everyone mag claim ako 10-15 minutes Lang labas na LOA, basta complete papers with quotation Sa casa.

[white_hatchback]

Always add your premium to your participation to get the cost of your
insurance claim.

Cost of your insurance= premium + participation

Hope mods will not erase this.

can you help me understand this? ... im sorry if im such a noob, just helping my dad in canvassing for a good insurance company. The terms are still very new to me...

[sgt_taga]

Chartis Philippines Insurance

[TholitzReloaded]

Federal Phoenix sucks!!!

Pag ikaw third party unti untiin yung pag repair ng kotse mo.

Two months na yung kotse ko na nasa casa hanggang ngayon di pa complete yung repair.

Don't get insurance from Federal Phoenix!!!

This is true my car is due for insurance renewal di ako uulit sa Federal Phoenix.. di maganda ang serbisyo nila.