Pls Suggest Car Insurance Companies

**Retz** · September 25th, 2013 10:05 AM

meron ba sa inyo na hindi kumukuha ng comprehensive insurance at TPL lang?

**_Qwerty_** · September 25th, 2013 10:19 AM

yung comprehensive pwedeng wala.. yung TPL required sa LTO pag mag re renew..

**shekyna** · September 30th, 2013 06:00 PM

Originally Posted by achuatak

mga sir baka may makabasa nito baka pedeng mag pa quote innova 2012 june ang due ko baka pedeng pm sa achuatak*ymail.com or text 09328884466

sir, san mo napa insure ang car mo? june din nag expire and insurance ko pero hindi ako nainform ng anak ko and even the insurer itself. tnx 4d help.

**shekyna** · September 30th, 2013 06:02 PM

Originally Posted by james00112233

mukhang ok yung huling freebies na binanggit mo..

sir anong insurance company yan. paki pm po..

**Retz** · October 11th, 2013 03:55 PM

FLT Prime Insurance! isang tawag lang dalhin na agad sa casa/accredited motor shop tsikot mo to follow na lang mga papeles.

**mark_t** · October 11th, 2013 08:03 PM

Originally Posted by Retz

FLT Prime Insurance! isang tawag lang dalhin na agad sa casa/accredited motor shop tsikot mo to follow na lang mga papeles.

Ang maganda ay may dala ka na agad na camera phone and nasa email mo na mga documents.
(policy, drivers license, or.cr.)
Para pag may claim ka, pictures and accident statement form na lang ang idagdag mo sa email. Complete ka na bago ka pa makarating sa repair facility.

Basta important marami pictures. Pictures speaks a thousand words.

**striker2413** · October 16th, 2013 11:49 AM

mga boss,

can you recommend an insurance company na hindi humihingi ng additional 30% sa repairs done pag 3 years old pataas na yung insured vehicle? under Malayan kasi ang current car insurance ko. parang pointless ang comprehensive insurance pag ganito e.. hehe

thanks!

**rvdelara** · October 16th, 2013 12:18 PM

Sir, sa MAPFRE pag 3 years and below walang depreciation. Pag 4-5 years parang 20% ata on cost of replacement of parts.

Originally Posted by striker2413

mga boss,

can you recommend an insurance company na hindi humihingi ng additional 30% sa repairs done pag 3 years old pataas na yung insured vehicle? under Malayan kasi ang current car insurance ko. parang pointless ang comprehensive insurance pag ganito e.. hehe

thanks!

**striker2413** · October 16th, 2013 11:14 PM

Originally Posted by rvdelara

Sir, sa MAPFRE pag 3 years and below walang depreciation. Pag 4-5 years parang 20% ata on cost of replacement of parts.

nataga ako sa puso nung nag claim ako ng insurance sa Malayan.. additional 30% of the total repair costs on top of my participation though, binayaran naman ng nakabangga sa akin. kung meron sanang insurance company na walang additional charges.. :|

actually mag li-limang tao na yung car ko this january 2014.

**derf8666** · October 17th, 2013 09:25 AM

Originally Posted by striker2413

nataga ako sa puso nung nag claim ako ng insurance sa Malayan.. additional 30% of the total repair costs on top of my participation though, binayaran naman ng nakabangga sa akin. kung meron sanang insurance company na walang additional charges.. :|

actually mag li-limang tao na yung car ko this january 2014.

Please clarify if it is indeed 30% of total repair cost or 30% of the cost of parts only, which is the SOP. Mali siya if it is based on the total repair cost. Labor and materials (paint, etc) are not included in the depreciation computation Depreciation and deductible are standards in our insurance industry. Deductible is fixed per accident while the percentage of depreciation depends on the age of the vehicle starting on the fourth year. The main reason for taking an insurance coverage is to protect you from catastrophic losses, that is big losses that can hurt you financially. Additional na lang yung mga minor claims.