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  1. 999's Avatar
    999
    999 is offline Verified Tsikot Member
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    April 28th, 2012 07:06 PM #261
    hahaha..depende yan...kase unit ko ..pinagawa ko sa isang accredited na talyer ng insurance company...he arranged everything kaya wala na akong binayaran....
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  2. 999's Avatar
    999
    999 is offline Verified Tsikot Member
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    April 28th, 2012 07:20 PM #262
    Quote Originally Posted by Retz View Post
    Meron bang car insurance company na wala ng participation fee? paki bigay lang name ng company.
    lahat may participation fee..hehehe....pero my unit i got an accredited motorshop then
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  3. Fotonista
    Fotonista is offline Verified Tsikot Member
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    May 4th, 2012 05:11 PM #263
    I filed an insurance claim last April 25 sa Standard Insurance, na inspect na ng tao nila nung April 24. Up until now wala pa din balita kung anu na nangyari. Yung insurance ko expired last April 30, will there be any issues sa pag claim ko? Di ba wala dapat kasi nangyari yung accident April 16, naipasok ko sa kanila April 25.
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  4. maricris122477
    maricris122477 is offline Verified Tsikot Member
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    May 17th, 2012 11:52 AM #264
    Quote Originally Posted by Photoaddict View Post
    I would suggest Pioneer Insurance or BPI/MS Insurance. Mga auto namin, dun sa dalawa lang ako nagpapa insure. Mabilis kasi yun process, since ako din po kasi yun agent.

    Kung kelangan nyo ng quotation, just message me or sent me a text 0915- 888 8870. thanks!
    Sir, accredited po ba kayo ng BDO ? Kasi acquired thru BDO auto loan po sasakyan namin.
    If accredited po kayo, paquote naman ng proposal. Mag expire na May 31, 2012 yong insurance ng sasakyan namin.
    Thanks !
    Eto po details:

    2011 Monterosport GLS VGT A/T
    Amount insured: 1,408,000.00
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  5. _Qwerty_'s Avatar
    _Qwerty_
    _Qwerty_ is offline COO - Child of Owner
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    May 17th, 2012 12:14 PM #265
    you can get any insurance naman kahit BDO loan.. pinapayagan nila.. yung sa akin 1st year Generali.. tapos after that nag Standard Insurance na ako wala naman sinabi BDO.. basta papaalam mo lang sa kanila na hindi na i re renew yung insurance..

    Quote Originally Posted by maricris122477 View Post
    Sir, accredited po ba kayo ng BDO ? Kasi acquired thru BDO auto loan po sasakyan namin.
    If accredited po kayo, paquote naman ng proposal. Mag expire na May 31, 2012 yong insurance ng sasakyan namin.
    Thanks !
    Eto po details:

    2011 Monterosport GLS VGT A/T
    Amount insured: 1,408,000.00
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  6. niro2011
    niro2011 is offline Verified Tsikot Member
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    May 17th, 2012 01:00 PM #266
    Quote Originally Posted by 999 View Post
    hahaha..depende yan...kase unit ko ..pinagawa ko sa isang accredited na talyer ng insurance company...he arranged everything kaya wala na akong binayaran....
    that's true! participation on OD insurance claims van be waived or discounted if the repairs are done by the insurance company independent accredited shop. misan pwede pa padamay minor repairs and they are a lot easier to deal with than the casa.
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  7. niro2011
    niro2011 is offline Verified Tsikot Member
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    May 17th, 2012 01:02 PM #267
    sorry for the dou
    ble posts
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  8. maricris122477
    maricris122477 is offline Verified Tsikot Member
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    May 17th, 2012 05:07 PM #268
    Quote Originally Posted by _Qwerty_ View Post
    you can get any insurance naman kahit BDO loan.. pinapayagan nila.. yung sa akin 1st year Generali.. tapos after that nag Standard Insurance na ako wala naman sinabi BDO.. basta papaalam mo lang sa kanila na hindi na i re renew yung insurance..
    aw.. akala ko po kasi dapat accredited ng bank kung saan ka lang may loan dapat kukuha ng auto insurance.
    salamat po talaga..
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  9. maricris122477
    maricris122477 is offline Verified Tsikot Member
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    May 17th, 2012 05:43 PM #269
    Quote Originally Posted by _Qwerty_ View Post
    hmmm medyo mataas pa din ang premium nyang tatlo na yan.. ask ka pa sa iba.. tsaka yung participation mataas din.

    sa 685T sum insured, dapat nasa 14T to 15T na lang ang premium (w/ AOG), tapos ang participation .5% nang sum insured so dapat 3T+ lang..

    to give you an idea.. yung insurance ko sa Standard.. 520T sum insured, 520T AOG, 520T Strike Riot, 500T Bodily Injury, 500T Property Damage, total premium Php12,700.00, participation Php2,600.00.
    sir, sa Standard Insurance din po kami.. Ok po yong binigay na quotation sa inyo ah.
    Eto po kasi binigay sa amin eh, patulong naman po check if ok na ba talaga ito.

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  10. _Qwerty_'s Avatar
    _Qwerty_
    _Qwerty_ is offline COO - Child of Owner
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    May 17th, 2012 06:22 PM #270
    medyo mababa lang yung BI, PD and PA.. nasa 100T lang.. magkano po participation? dapat around 28T to 30T lang yan tapos 500T na yung BI, PD and PA..

    Quote Originally Posted by maricris122477 View Post
    sir, sa Standard Insurance din po kami.. Ok po yong binigay na quotation sa inyo ah.
    Eto po kasi binigay sa amin eh, patulong naman po check if ok na ba talaga ito.

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  11. maricris122477
    maricris122477 is offline Verified Tsikot Member
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    May 17th, 2012 06:42 PM #271
    Quote Originally Posted by _Qwerty_ View Post
    medyo mababa lang yung BI, PD and PA.. nasa 100T lang.. magkano po participation? dapat around 28T to 30T lang yan tapos 500T na yung BI, PD and PA..
    Binase ko nga po sa binigay sa inyo sobrang baba po ang binigay sa akin.. fixed * 3K daw po participation..
    Sir, baka puede po ako makahingi contact number ng agent nyo po, if Ok lang..
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  12. renzo_d10's Avatar
    renzo_d10
    renzo_d10 is offline twoyotas
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    May 17th, 2012 08:58 PM #272
    Hi guys, what are your recommended insurance companies nowadays ?

    Companies familiar to me are the ff:
    Mapfre -- Read poor feedback, any insights?
    BPI-MS -- inquired already
    Federal Pheonix -- sent them an email
    Malayan

    Around or (preferably) lower than 20k. Lowest I got was 21k, in house.

    If you have contact persons (with good feedback) please do PM me. I'm open to any suggestions.

    First priority would be definitely customer service.
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  13. maricris122477
    maricris122477 is offline Verified Tsikot Member
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    May 21st, 2012 11:53 AM #273
    Hello po, please comment naman po dito:

    PROPERTY INSURED: MITSUBISHI MONTERO SPORT GLS VGT 4X2 AT
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  14. wangshenkun
    wangshenkun is offline Tsikot Member
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    May 24th, 2012 05:17 PM #274
    looking for car insurance , may kilala po ba kyong servicing agent.
    paPM po salamat!
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  15. vefyjeph
    vefyjeph is offline Verified Tsikot Member
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    June 4th, 2012 04:46 PM #275
    Any advice regarding these 3 insurances? Eto kasi ang offered ng dealer all for 27k for a new car.

    Standard
    Stronghold
    Fortune

    Stronghold yung recommended ng car dealer... Pero parang may bad feedback ako nabasa...
    Fortune dati gamit ko and no hassle sa total loss na car. Probably dahil sa insurance broker ko kinuha. Sya naglakad sa mga papers needed.
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  16. derf8666
    derf8666 is offline Verified Tsikot Member
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    June 4th, 2012 10:53 PM #276
    Pwede ka namang kumuha ng iba bukod dun sa nirecommend ng casa. The important thing is to have a good agent who can assist you in times of claim, both for own damage claim and third party claim. What car is that?
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  17. vefyjeph
    vefyjeph is offline Verified Tsikot Member
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    June 5th, 2012 11:26 AM #277
    Quote Originally Posted by derf8666 View Post
    Pwede ka namang kumuha ng iba bukod dun sa nirecommend ng casa. The important thing is to have a good agent who can assist you in times of claim, both for own damage claim and third party claim. What car is that?
    Hyundai Elantra. The thing is, sa kanila daw dapat kumuha insurance para tumaas priority sa pagbigay ng car. I know its bs, pero ganoon talaga hari.
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  18. renzo_d10's Avatar
    renzo_d10
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    June 5th, 2012 12:05 PM #278
    Quote Originally Posted by vefyjeph View Post
    Hyundai Elantra. The thing is, sa kanila daw dapat kumuha insurance para tumaas priority sa pagbigay ng car. I know its bs, pero ganoon talaga hari.
    Sa Fortune ka nalang. Since meron ka naman pala good experience dun, mahirap i-take yung risk sa pagkuha ng insurance na recommended ng CASA pero wala pa feedbacks or experience ikaw.

    BS talaga mga CASA na yan. Sabihin mo sa CASA mo kapag sa labas ka kumuha ng insurance kelan mo makukuha oto. Tapos kapag sinabi nila ganito ganun, magtanong ka sa ibang CASA. Sabihin mo gusto mo makuha yung oto ng earlier date -- set a deadline, magdown ka sakanila if they can commit. Pagkatapos kausapin mo yung una mong CASA, sabihin mo sakanila hindi ka na sakanila kukuha kasi ang bagal at ang dami nilang kalokohan.
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  19. vefyjeph
    vefyjeph is offline Verified Tsikot Member
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    June 5th, 2012 12:26 PM #279
    Quote Originally Posted by renzo_d10 View Post
    Sa Fortune ka nalang. Since meron ka naman pala good experience dun, mahirap i-take yung risk sa pagkuha ng insurance na recommended ng CASA pero wala pa feedbacks or experience ikaw.

    BS talaga mga CASA na yan. Sabihin mo sa CASA mo kapag sa labas ka kumuha ng insurance kelan mo makukuha oto. Tapos kapag sinabi nila ganito ganun, magtanong ka sa ibang CASA. Sabihin mo gusto mo makuha yung oto ng earlier date -- set a deadline, magdown ka sakanila if they can commit. Pagkatapos kausapin mo yung una mong CASA, sabihin mo sakanila hindi ka na sakanila kukuha kasi ang bagal at ang dami nilang kalokohan.
    oo nga eh. by friday or saturday yung binigay sa akin na date... Complete bank PO na, kotse na lang talaga inaantay...
    Yung sa Fortune naman, yung experience ko kasi is may legit na insurance broker. Higher yung insurance price pero no hassle naman sa pag asikaso ng claim kasi yung broker ang nagttrabaho. Kaso, since sa CASA ko kukunin wala na yung broker. Not sure if same experience pa rin...

    After a year, babalikan ko yung dati kong insurance broker.
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  20. obfuscator
    obfuscator is offline Verified Tsikot Member
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    September 17th, 2012 03:40 PM #280
    sir pwede rin ba makahingi ng contact num ng insurance mo? really need it asap salamat

    Quote Originally Posted by _Qwerty_ View Post
    pm sent sir.
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