Pls Suggest Car Insurance Companies

[inge15]

Hello can anyone help me to which car insurance is the best. I have a toyota vios 2014 1.3J. My current insurance is comonwealth at gusto ko na itong palitan


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Para sa akin Prudential Guarantee Assurance ang pinakaBest so far.hehe kasi un palang natry naming insurance e. pero nakapagClaim kami sa flooded car namin, total loss, at reasonable ang binigay nilang offer sir. Tas pag sa BDO ka sir my 0% interest monthly installment pa.

[grand kotse]

Pa quote 2014 toyota altis g compre with AOG. Thanks in advance

[rvdelara]

Pa quote 2014 toyota altis g compre with AOG. Thanks in advance

will send sir

[H1Tman]

Don't get Standard Insurance unless you want to pay P5,000 for participation. God damn it!


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[ninjababez]

bpi ba fixed participation fee, how much? or perecentage based ba sya?

[willyfernando]

I don't know why some of you were charged 5K by Standard Insurance but here are snapshots of my LOA from last year's claim of my Honda Pilot. These LOA's represent only parts of my claim and there were several issued to complete my repairs.






The only reason I could think of being charged that much is probably for cars that are 3 years and above of w/c parts are subject to higher costs based on the fine print of our policy. I did mention in a different thread that this claim was originally 400k but of course I left the haggling between the Casa and Standard Insurance. In the end they gave me all my requests and it only cost a small participation fee of 3K.

[yobma]

I prefer getting insurance from the casa mismo (in house insurance). When you make a claim for repirs, casa insurance normally replace the parts instead of just repairing them. This is specially true for body damage. Other insurance company kasi would just send your vehicle sa mga tabi tabing auto shop para makatipid sila sa repair but the work is normally lousy. In house insurance might be a little more expensive but at least you get better service in return. This has been my experience with the in house insurance of Wheels inc. In e. Rodriguez and other casa.

[H1Tman]

I don't know why some of you were charged 5K by Standard Insurance but here are snapshots of my LOA from last year's claim of my Honda Pilot. These LOA's represent only parts of my claim and there were several issued to complete my repairs.

The only reason I could think of being charged that much is probably for cars that are 3 years and above of w/c parts are subject to higher costs based on the fine print of our policy. I did mention in a different thread that this claim was originally 400k but of course I left the haggling between the Casa and Standard Insurance. In the end they gave me all my requests and it only cost a small participation fee of 3K.

Toyota Shaw advised that my company car, 2014 Altis, came with free first year insurance. So do I have a choice with my pending claim now?

[shadow]

Ever since sa standard din mga kotse namin then one time back in 1st year college nabanga kotse ko while park. Pahirapan mag claim..so since then we haven't dealt with them..balasubas yan standard insurance.


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[nhiecah_nice29]

Toyota Shaw advised that my company car, 2014 Altis, came with free first year insurance. So do I have a choice with my pending claim now?

Because free insurance yung nakuha ninyo, via percentage deductible/participation fee po talaga yung binigay sa inyo kasi mas mura ang premium kapag percentage deductible. Wala na po talaga kayong magagawa kung di bayaran yung P 4500 na hinihingi sa inyo na participation fee.