lowest auto loan rate

**dhennis20** · March 1st, 2012 07:19 PM

Originally Posted by jayrb

guys just wanted to help someone from Metrobank so if anyone is interested with their autoloan just PM me and i'll send you the requirements needed and i can also help to haggle their lowest rate for anyone interested. Thanks!

pm sent sir

**dokjason** · March 7th, 2012 10:57 AM

I went bank hopping and as of today (3/7/12), this is what i got. All payable in 60months.

BDO 32.02%oma
PSbank 28.49%oma
Metrobank 28.41%oma
Unionbank 42.39%oma
BPI/BPI Family 34.8% not the oma rate though

Happy bank hunting guys!

**yapoy86** · March 7th, 2012 11:00 AM

got mine from PNB 26.99% oma 60 years to pay

**Retz** · March 7th, 2012 11:10 AM

Originally Posted by yapoy86

got mine from PNB 26.99% oma 60 years to pay

you gotta be kidding.

**mda** · March 7th, 2012 11:34 AM

Mukhang 60 months yan

**yapoy86** · March 7th, 2012 12:28 PM

60 months pala... hehe nag halo yung 5 years at 60 months hehehe.. sorry tao lang

**Katha21** · March 14th, 2012 04:05 PM

Originally Posted by dokjason

I went bank hopping and as of today (3/7/12), this is what i got. All payable in 60months.

BDO 32.02%oma
PSbank 28.49%oma
Metrobank 28.41%oma
Unionbank 42.39%oma
BPI/BPI Family 34.8% not the oma rate though

Happy bank hunting guys!

I Just signed my autoloan at BPI today. OMA rate is 28.41% and 29.5% for in arrears. They also have a "free insurance" promo...which i think made it the best deal.

**xwangbu** · March 14th, 2012 06:22 PM

Originally Posted by Katha21

I Just signed my autoloan at BPI today. OMA rate is 28.41% and 29.5% for in arrears. They also have a "free insurance" promo...which i think made it the best deal.

magkano ba sir yung insurance ng BPI? yung isang requirement sa promo nila is:

BPI Family Auto Loan

Clients must agree to renew auto insurance coverage with BPI/MS Insurance Corporation for the entire term of the loan.
.

so kung 3 years duration nung loan, yung last two years dapat sa BPI din yung insurance.
di kaya mataas naman yung premium pag nagrenew?

**Katha21** · March 15th, 2012 10:46 AM

Originally Posted by xwangbu

magkano ba sir yung insurance ng BPI? yung isang requirement sa promo nila is:

so kung 3 years duration nung loan, yung last two years dapat sa BPI din yung insurance.
di kaya mataas naman yung premium pag nagrenew?

Yup. there is a bond to get insurance from them for the duration of the loan term. I've seen the yearly payment and I find it reasonable. 24K for first year (free) an then 22k, 18k,16k and 14k not exact but around that much. this is for city1.3s AT. I find it reasonable.what do you think?

**xwangbu** · March 15th, 2012 12:23 PM

try po nyong i-compare sa mga previous posts (meron sa page 25).
yung mga na-post nung ibang forumers way below 3% nung
vehicle price yung premium. ibang insurance company nga lang.

kung yung price nung city 1.3S AT is 786000 at pagbabasehan yung
premiums nung ibang post dito - yung 24K is over 3%.
ok naman feedback sa BPI MS so i guess ok na din siguro yan.

and don't take me as someone knowledgable RE: insurance
balak ko din kasi sa BPI mag-avail ng auto loan kaya interested ako kung
magkano yung premiums. pero canvass mode muna ko.