lowest auto loan rate

[MonteroGLSV]

mga sirs, nag inquire din po me sa BPI eto po ung rate nila
3yrs is 14.37% advance & 25.58% for 60mos. question is kaya ba free ung CMF? and other fees? like 3yrs LTO

[Retz]

mga sirs, nag inquire din po me sa BPI eto po ung rate nila
3yrs is 14.37% advance & 25.58% for 60mos. question is kaya ba free ung CMF? and other fees? like 3yrs LTO

Lumalabas around 4.8% per annum for 3 yrs 14.37% mababa na yan sir. Usually include na yan pag in house financing.


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[Louie_18]

To those planning in availing of Car Loan through banks, try inquiring sa Metrobank.
These are the rates I got so far...

3 yrs - 9.44%
4 yrs - 9.53%
5 yrs - 9.90%

Grabe, when I had my Car Loan last 2010 nasa 18% pa ang 4 yrs.

I'm not just sure kung ayan ang on-going rates or promo because 2nd car loan ko ito sa Metrobank.
Pero ang baba na grabe...

[valskie01]

To those planning in availing of Car Loan through banks, try inquiring sa Metrobank.
These are the rates I got so far...

3 yrs - 9.44%
4 yrs - 9.53%
5 yrs - 9.90%

Grabe, when I had my Car Loan last 2010 nasa 18% pa ang 4 yrs.

I'm not just sure kung ayan ang on-going rates or promo because 2nd car loan ko ito sa Metrobank.
Pero ang baba na grabe...

Totoo ba ito? Bigay sa akin ng psbank for 4 years OMA rate is 20% sa bdo 19.16%. Parang sobrang baba naman yata sa metrobank.

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[ano727]

To those planning in availing of Car Loan through banks, try inquiring sa Metrobank.
These are the rates I got so far...

3 yrs - 9.44%
4 yrs - 9.53%
5 yrs - 9.90%

Grabe, when I had my Car Loan last 2010 nasa 18% pa ang 4 yrs.

I'm not just sure kung ayan ang on-going rates or promo because 2nd car loan ko ito sa Metrobank.
Pero ang baba na grabe...

This looks like per annum rate, or merong special promo? Would be good to clarify from Metrobank. Kasi yung 5yrs-9.90% lumalabas na 1.98% per annum lang, grabeng baba. So either super great offer yung Metro AutoLoan o me mali sa quote.

Market rate right now is between 4-6% per annum, so tama yung quote given to *MonteroGLS and *valskie.
So 3yrs should be anywhere between 12%-18%
4yrs anywhere between 16%-24%
5yrs anywhere between 20%-30%

[Dark Lord]

effective interests rate po ito sir. annual interests rate. you will most likely land at 25% ADD-ON INTEREST RATE for the 60 months.

To those planning in availing of Car Loan through banks, try inquiring sa Metrobank.
These are the rates I got so far...

3 yrs - 9.44%
4 yrs - 9.53%
5 yrs - 9.90%

Grabe, when I had my Car Loan last 2010 nasa 18% pa ang 4 yrs.

I'm not just sure kung ayan ang on-going rates or promo because 2nd car loan ko ito sa Metrobank.
Pero ang baba na grabe...

[ocanursjr]

To those planning in availing of Car Loan through banks, try inquiring sa Metrobank.
These are the rates I got so far...

3 yrs - 9.44%
4 yrs - 9.53%
5 yrs - 9.90%

Grabe, when I had my Car Loan last 2010 nasa 18% pa ang 4 yrs.

I'm not just sure kung ayan ang on-going rates or promo because 2nd car loan ko ito sa Metrobank.
Pero ang baba na grabe...

Ang baba nyan at 3,4 and 5 yrs nakakalito because its almost the same rate..

[MonteroGLSV]

Lumalabas around 4.8% per annum for 3 yrs 14.37% mababa na yan sir. Usually include na yan pag in house financing.


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thanks sir.kaso pag inhouse nmn po masyado na mataas ang rate nila.


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[Retz]

^

ah oo sir cympre. kaya kuha ka na lang ng sarili mong bank financing if pwede.

[Retz]

Kaya advisable na per annum ung rate para makita niyo kung mababa ba o mataas offer sa inyo. Nakakalito kasi ung 3, 4 or 5yrs interest rate divide mo pa.


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[valskie01]

Pag dealer sales agent ang nagpa approve sa bank thats in-house financing pero sigurado higher intetest yan. Pwede ka parin mag apply directly sa same bank kahit approved ka na in-house financing.

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[rhadski]

Pag dealer sales agent ang nagpa approve sa bank thats in-house financing pero sigurado higher intetest yan. Pwede ka parin mag apply directly sa same bank kahit approved ka na in-house financing.

Pero nung tumawag po ako sa bpi. ang sabi nung call rep is it's either ihaggle ko daw yung dealer na sabihin mas gusto ko na mag bank finance or antayin ko daw mag expire yung approved loan ko.

[valskie01]

Pero nung tumawag po ako sa bpi. ang sabi nung call rep is it's either ihaggle ko daw yung dealer na sabihin mas gusto ko na mag bank finance or antayin ko daw mag expire yung approved loan ko.

Apply directly to your bank branch or account officer ng bpi branch.

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[rhadski]

hmmmm question lang mga ser. is there any discount promo ngayon ang toyota especially their altis and vios? Thanks

[peejay_07]

^pinakamabilis dyan i click nyo yung rates na link kung bpi calculator gamit nyo. Meron dapat dun. Pwede rin naman i compute. Kulang nga lang ang data nyo. Walang number of months. Pero assuming 60 months to pay yan, interest = (MA x 60) - amount financed. Interest rate = (interest / amount financed) x 100


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[yebo]

gamitin kasi ang internet, meron naman google e!

Compound interest - Wikipedia, the free encyclopedia

[RaffyDoodle]

gamitin kasi ang internet, meron naman google e!

Compound interest - Wikipedia, the free encyclopedia

Yabang mo naman pare. You can reply naman without negative side comments. Of course i consulted the internet that's why i bumped with the BPI auto loan calculator.

My question is simple, how BPI arrived at their interest rate and it can also be explained in simple and not complicated manner by persons who are professionals not like you.

What you just did ... binigyan mo lang ako ng link which i think you too does not know how to explain.

Nagyabang ka pa, do you think your answer makes you a better man?

You just displayed your boastfullness and arrogance.

Thanks but no thanks pareng yabang.

[yebo]

Yabang mo naman pare. You can reply naman without negative side comments. Of course i consulted the internet that's why i bumped with the BPI auto loan calculator.

My question is simple, how BPI arrived at their interest rate and it can also be explained in simple and not complicated manner by persons who are professionals not like you.

What you just did ... binigyan mo lang ako ng link which i think you too does not know how to explain.

Nagyabang ka pa, do you think your answer makes you a better man?

You just displayed your boastfullness and arrogance.

Thanks but no thanks pareng yabang.

wow, yun lang nayabangan ka na? sensitive mo naman. obvious lang naman yung sinabi ko, na by using google you can find the answer without needing to have other people answer it for you. what difference does my answer make from somebody telling you to use the search funtion of this board to look for a possible answer in previous posts? and people have been reminded time and again here in tsikot to do exactly just that, use the search function. pero ikaw feeling entitled. so galit ka? at nayabangan sa sagot ko?bakit di mo na lang binasa yung buong thread, all 52 pages of it? i guarantee you that you will not be the first person to be told to do so.

kaya nga nilagay ko yung link kasi andun na lahat ng answers sa question mo. ano gusto mo, i-explain pa sa iyo item by item, kung anong values ang isu-substitute para makuha mo yung value ng interest rate na ginamit. andun na yung formula, gagamitin mo na lang. ka tamad mo naman.

[RaffyDoodle]

wow, yun lang nayabangan ka na? sensitive mo naman. obvious lang naman yung sinabi ko, na by using google you can find the answer without needing to have other people answer it for you. what difference does my answer make from somebody telling you to use the search funtion of this board to look for a possible answer in previous posts? and people have been reminded time and again here in tsikot to do exactly just that, use the search function. pero ikaw feeling entitled. so galit ka? at nayabangan sa sagot ko?bakit di mo na lang binasa yung buong thread, all 52 pages of it? i guarantee you that you will not be the first person to be told to do so.

kaya nga nilagay ko yung link kasi andun na lahat ng answers sa question mo. ano gusto mo, i-explain pa sa iyo item by item, kung anong values ang isu-substitute para makuha mo yung value ng interest rate na ginamit. andun na yung formula, gagamitin mo na lang. ka tamad mo naman.

You forgot the essence of having a forum pogi. It's sharing of ideas and having fruitful conversations. And you also forgot using internet does not gave you the right para maliitin mo ang ibang tao. Remember the word "NETIQUETTE". You better google this term and make use of it.

Im not asking for your unsolicited opinion. If you cannot give a balance opinion, why don't you just shut your mouth and let others make healthy contributions.

Im not new to a forum and i know exactly how to use the search button. What i am asking is just an immediate reply from forum members who has immediate knowledge and concern. And obviously HINDI IKAW YUN.

I don't want to argue with you pogi, kung hindi ka lang maangas wala tayong pag aawayan.

Magpakumbaba din pa minsan minsan pag may time wag puro yabang.

[RaffyDoodle]

^pinakamabilis dyan i click nyo yung rates na link kung bpi calculator gamit nyo. Meron dapat dun. Pwede rin naman i compute. Kulang nga lang ang data nyo. Walang number of months. Pero assuming 60 months to pay yan, interest = (MA x 60) - amount financed. Interest rate = (interest / amount financed) x 100

Thank you for this info sir peejay_07. This is very simple and very informative.

This is exactly what i want.

Perfect! Now i've got the exact figure. Sakto! Mahina kasi ako sa Music eh hehehe.

Salamat po.