meron po ba kayo alam na mas mababa pa sa rate na to?
Metrbnk
1year OMA 5.16%
2yearsOMA 11.7%
3yearsOMA 19.17%
4yearsOMA 26.97%
meron po ba kayo alam na mas mababa pa sa rate na to?
Metrbnk
1year OMA 5.16%
2yearsOMA 11.7%
3yearsOMA 19.17%
4yearsOMA 26.97%
9% per annum sa afpslai for a 3-year car loan, pero dapat member ka ng afpslai para makapag loan.
try BPI family it is lower.
1 year is sub 5%
I think BPI family has the lowest rate. with additional discounts and promos during August their anniversary month.
I took a carloan from BPI Family Saving last year. However, I'm now encountering a problem with them which I'm still resolving.
On my previous car, it was loaned from Metrobank. They had good service and always reminded me of my obligations.
bpi family savings bank for me is the lowest
sa PS Bank po kaya ano interest rate...
Try mo sa Banco De Oro...yung autoloan program. They also have a personal loan paylite program (0.98% per month, the lowest in the industry, I think). Pero pahirapan ata yung pag approve dun.
Or you can try to visit the banks' web sites.
www.bpi.com.ph
www.bdo.com.ph
You can also go bank "hopping". In my experience, the quoted rates are not fixed. Go to one bank and get a quotation. Then go to the 2nd bank and show the 1st bank's quotation, tatapatan or bababaan pa ng 2nd bank yung rate nila. You can then go back to the 1st bank or to a third bank. Just be friendly and maintain good rapport with the loan officers or bank manager. Don't commit at first. Good luck!
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