lowest auto loan rate

**kendrichgo** · September 23rd, 2014 11:15 PM

As far as know you can talk to your bank to fix it

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**khalee** · September 24th, 2014 05:57 PM

Hi newbie po here, question, pag nag submit ng auto loan online, usually ba gano katagal before ka nila tawagan?

**_Qwerty_** · September 25th, 2014 09:17 AM

minsan same day or within 3 days.

Originally Posted by khalee

Hi newbie po here, question, pag nag submit ng auto loan online, usually ba gano katagal before ka nila tawagan?

**gundam** · September 25th, 2014 03:11 PM

Any comment?
4.7 % per annum.

**gundam** · September 25th, 2014 03:30 PM

Here is the insurance. Waived na first year.

**khalee** · September 25th, 2014 04:01 PM

Originally Posted by _Qwerty_

minsan same day or within 3 days.

Thank you 😊

**KERSMcRae** · September 25th, 2014 04:44 PM

Originally Posted by gundam

Any comment?
4.7 % per annum.

Min loan ay 500k. So di ka makakapag down ng 40-50% pag ang bibilhin 800k below.

**sientobente** · September 26th, 2014 05:35 AM

Originally Posted by DeathRow

Q: Just been approved for a P1.5M - 500k DP bank loan, what if I've change my mind and want to get a P1.7M vehicle with the same 500k DP - would I have to re-apply from scratch or can the bank provide a quick fix?

You can send the dealer's quotation to your bank and they can compute the monthly amortization for you. i did the same when i applied for a loan, i was looking at a DMax LS AT but when the misis didn't like me getting a pickup truck, I submitted a different car(CRV Modulo AT) quotation to my bank. The CRV was more expensive by almost 200k.

**willyfernando** · September 27th, 2014 01:48 AM

Originally Posted by gundam

Any comment?
4.7 % per annum.

This has too many conditions for you to appreciate their offer. There's nothing special nor fantastic with their offer nor their rates. I recently got a 2014 Starex CVX at a rate of 4.10%PA for 2 years. I agreed to pay the 1st month in advance plus 40% DP. The simpler the Bank offer plus lesser conditions apply, the more confident you feel you can handle the banks loan offer. The stricter they are the more you are afraid to borrow from them even though you know you are qualified. My two cents!