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  1. Join Date
    May 2012
    Posts
    61
    #1
    Hi mfa katsikot. Ask ko lang po if naka bank loan ang car nasa bank yung orig. Or/cr and photocopy lang po ba ang mapupunta sa akin?thanks

  2. Join Date
    Sep 2005
    Posts
    15,326
    #2
    yes ganon nga... may nakalagay din na "Encumbered"

  3. Join Date
    Oct 2002
    Posts
    15,528
    #3
    Quote Originally Posted by jl0412 View Post
    Hi mfa katsikot. Ask ko lang po if naka bank loan ang car nasa bank yung orig. Or/cr and photocopy lang po ba ang mapupunta sa akin?thanks
    yes. photocopy lang ibibigay nila sa iyo.
    yung original ay mapupunta lang sa iyo after you paid the loan.
    for succeeding annual registrations you may still need to give the original copy of the OR to the bank.

  4. Join Date
    Jun 2011
    Posts
    204
    #4
    Need ibigay? Tatawagan ka ba ng bank regarding this? Or ikaw na lang kusa magbigay sa kanila? What if hindi mo binigay?


    Posted via Tsikot Mobile App

  5. Join Date
    Feb 2008
    Posts
    5,179
    #5
    ^^ if you don't give the or/cr... They won't give the loan.

    Sa Brandnew hindi mo na makikita yung original c/r until maging fully paid.

  6. Join Date
    Jun 2011
    Posts
    204
    #6
    I mean, I have this existing loan, and continous pa din ako nagbabayad and by next year due na para mag register sa LTO. As of now, ang hawak ko lang is xerox copy ng OR/CR. So pag nag register ako next year I have the orig copy ng OR, kailangan ko ba ibigay sa bank yun? And what if kung hindi ko maibigay due to some reasons?


    Posted via Tsikot Mobile App

  7. Join Date
    Feb 2008
    Posts
    5,179
    #7
    No na sir... Keep the o/r na lang. O ya make sure to photocopy the c/r kasi kukunin ng LTO yung photocopy niyo.

  8. Join Date
    Mar 2013
    Posts
    43
    #8
    Mga sir ask ko lang kung yung plate number ba ay makukuha lang pag fully paid na? Salamat.

  9. Join Date
    May 2011
    Posts
    177
    #9
    Quote Originally Posted by fleettkr View Post
    Mga sir ask ko lang kung yung plate number ba ay makukuha lang pag fully paid na? Salamat.
    Kawawa naman ung mga naka loan ng 5 years kung ganyan. Hehe.

    Ung casa mismo ang magbibigay sayo ng plate number from lto within months of acquiring your brand new car.


    Posted via Tsikot Mobile App

  10. Join Date
    Jun 2017
    Posts
    4
    #10
    Hi guys. Kasi namatay father ko nung Decembee 2015 habang naka loan pa sa bangko yung kotse. Fully paid na last April 2017. Ngayon, kailangan namin ng extra judicial settlement para makuha ang collateral documents kasi nga namatay ang father ko, sa kanya nakapangalan lahat. Inaayos na namin ngayon. Kaso hindi kami binigyan ng kopya ng CR/OR. Nagulat nalang ako. For 3 years wala kaming kopya. Eh hinahanap yun para sa pag process ng extra judicial settlement. Hindi naman kasi ako nag ddrive at wala naman akong alam.

    Tanong ko lang, pwede ba kami magrequest sa bangko ng kopya nun? Para maayos na yung extra judicial settlement at maipangalan na sa mom ko yung sasakyan.

    Salamat.

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OR/CR for a bank loan car