cash basis

[Noel Salisipan]

Hindi ba nakakatakot these days to buy on cash basis... Kim Henares is watching you

Mas tipid kung cash! Sa 1.5M worth na car kung installment for 2yrs nasa 100k+ na ang interest na possible savings mo kung cash, plus no chattel na hindi bababa ng 20k.

Kung takot ka sa cash basis, pwede namang 20% down tapos 1 or 2yrs of payment.

Para makatawad ka ng husto, at least 3dealers/SA ang kausapin mo. Iparamdam mo lang na kukuha ka talaga ng car, kung may waiting PO ka na sabihin mo lang kung anong bangko at malalaman nila yan. Maguunahan pa mga yan sayo at ikaw na mismo ipa-follow up.

Dun ka na makipagtawaran pag ikaw na pina-follow up, kailangan mo lang syempre ang patience. Kung kaya namang mag-hintay, hintay2 lang ng magandang tyempo at huwag excited.

[tagalnasaabroad]

"Mas tipid kung cash! Sa 1.5M worth na car kung installment for 2yrs nasa 100k+ na ang interest na possible savings mo kung cash, plus no chattel na hindi bababa ng 20k." <<Yong outright discount amount depende if matumal bentahan ng variant, new model is coming, casa reputation at your own sukng SA..interest add-ons depende rin sa length of amortization payments kasi meron ding cash basis payable in 1 year time pero some discounts babawiin nila so you pay more sa monthly..

wala na talagang chattel na babayaran pag cash basis..

suma total mas bentaha cash basis IMO, needless to say peace of mind sa mga monthly bill payments which would hound you for a considerable number of years..dont forget ownership and maintenance expenses as well..kaya kung ako tatanugin meron na rin lang extrang ipon ica-cash ko na yan..A car worth a million pesos plus insurance & minimal accessories (car cover or trunk tray or side mirror protection) would drain your savings account at least P1.05M..for me I'd rather make use of my resources for my family's comfort and security..the bank only ask a question, "ano po ilagay nating name sa payee ng Mgr Check sir?".. or I can leave intact P1M+ in the bank at hayaang gamitin ng husto ng bangko ..andyan pa pera ko wala naman akong sasakyan..

kaya TS, i cash mo na yan, then manage the associated add-on & depreciation costs//yan po ang kapalit ng prebilihiyo bilang nagmamay-ari ng isang bagong sasakyan..