Car Loan Interest Rates?

[dhennis20]

hi wifi21 sent you pm , hope you can help me thanks!

[carhunt]

mga sir, sorry for asking such a newbie question, ano po ba ibig sabihin ng one month advance amortization?TIA sa mag rereply.

[incisor]

Hi Sir,

Ang pagkakaalam ko is sa initial cash out mo may kasama siya na 1 month advance. Saka mo lang makukuha yung interest rate for OMA.

So mas malaki cash out mo sa simula pero mas mababa interest rate mo.

HTH.

[fredmon]

I'm interested in getting the new picanto 2012. Can anyone give me a good quotation at 30% dp and 4-5 years to pay. I'm eyeing a bank to partially finance it. Is bpi better than metrobank? Or would you know any bank which will offer the best deal on car loans? Thanks.

[Macqueen]

Thanks MScert, good info indeed, the lowest i see so far (I maybe wrong though) . This promo is until October. Anyone tried this?
What will be the advantage if you are a Metrobank client? Sorry sa dami ng tanong, interested lang po.

[JUNFLO76]

Guys baka gusto nyo i consider ang PSBANK, though aminado ko na masbaba ang metrocar na post ni MScert, try nyo ang bilis and aftersales service ng PSBank. And konti lang naman ang difference ng rates

Standard Rate One month advance
12 mos 5.05% 4.33%
18mos 7.60% 6.83%
24mos 11.02% 10.17%
36mos 16.90% 15.96%
48mos 22.96% 21.94%
60mos 29.61% 28.48%

Sir fredmon, eto po computation for your Kia Picanto

nde ko lang alam kun updated yung nakuha kong price list ng kia picanto

KIA PICANTO 1.1 LX DE LUXE M/T

UNIT PRICE 595,000.00
DP 30% 178,500.00
AMT TO BE FINANCE 416,500.00

MONTHLY 4 YRS STANDARD 10,670.00
ONE MONTH ADVANCE 10,581.00

MONTHLY 5 YRS STANDARD 8,998.00
ONE MONTH ADVANCE 8,919.00

Guys, email nyo ko sa junflo76@yahoo.com or bmflorencio@psbank.com.ph if your are interested.

[cjan]

gud pm, im planning to buy Toyota Vios, 1.3E A/T amounting 720,000 Php, and im looking for a good quotation for 20% DP, and 3 yrs to pay. Before i was approved in PS Bank sa plano kong montero, but that was last year pa. Now, i dont know kung applicable pa rin yung approval ko sa PS Bank for Montero para naman dito sa Vios. Nakita ko yung rates ng PS Bank and its good, im hoping na magkaroon ako ng linaw regarding sa matter na ito. Thanks in advance.

[JUNFLO76]

sir cjan PM sent

[nataraki053009]

@ JUNFLO76

email sent Sir..kindly revert back as soon as possible. TIA

[cjan]

Good day po, im a newbie here and planning to buy a 1.3E A/T Toyota Vios, and i inquired in toyota and here is the quote they gave me: Note, its under TFS

Unit Price: 720,000
Down @ 20% - 144,000
Insurance w/ AOG & TPL: 18,313
LTO Reg for 3 yrs: 7,200
Chattel Mortgage: 6,376
Less Discount: 35,000
Total Cash Outlay: 140,889
Monthly Amort for 3 yrs: 18, 752 ( that is 17.21 % for 3 yrs)

Ok po ba itong deal nila sa akin, or dapat pa akong maghanap sa iba? Malaking tulong po kung makakapag bigay po ang mga experts dito ng advice sa akin, kasi i need to buy before the end of the month.
Thanks and God bless!