Car Loan Interest Rates?

[buboys]

hi newbie lang rito... magtatanong sana ako anong advantage kung ung loan mo is in-house or thru bank? how about dun sa insurance problematic ba kung thru bank? sabi daw kasi pag thru bank di mismo sa casa (kung saan mo binili ung car mo) ipapagawa... totoo po ba ito?

[Macqueen]

Hi to All, Newbie po, also looking for a good deal and found this forum as the best in the country.

@wifi21 - i tried to PM you but it looks like you had exceeded the storage limit.

[Loclocers]

Hi. Baguhan din. I am about to splurge on a Hyundai Starex. Currently torn between HARI and Hancars. HARI has a TCI 10s MT at 98k down and 30kish 60 monthly amortisations. Hancars has a CVX Luxury at 340k down and 30kish 60 monthly amortisations. I am just tempted by the low downpayment from HARI.

Can someone refer me to a financier na may low downpayment which around the 100k range? I really like ung sa Hancars. Thanks!

[greatauror28]

Hi to All, Newbie po, also looking for a good deal and found this forum as the best in the country.

@wifi21 - i tried to PM you but it looks like you had exceeded the storage limit.

apply in bank's auto loans, you'll have a bigger chance in getting a competitive rate.
below are some i know:
BDO - 28.14% 5yrs
PSBank - 28.49 5yrs

[Macqueen]

@greatauror28 - appreciate your reply man. I agree, bank auto loan it is. I'm eyeing Innova G | Gas AT. 20 or 30 DP, in 3yrs term. I'm trying to canvass for best offer. Hoping that someone can help me get some info to decide what bank to go through. Basically low interest rate with lots of freebies. Not rushing though, target is end of this year. Thanks in advance.

[iRon_59]

Hi Wifi21,

We're planning to get a bnew innova G dsl m/t. I've tried to PM you but it seems you have exceeded your PM quota. Hope you can help us get the best deal. Would appreciate if you could shoot me an email to further discuss this matter with you. david10682@yahoo.com

Thanks

[greatauror28]

@greatauror28 - appreciate your reply man. I agree, bank auto loan it is. I'm eyeing Innova G | Gas AT. 20 or 30 DP, in 3yrs term. I'm trying to canvass for best offer. Hoping that someone can help me get some info to decide what bank to go through. Basically low interest rate with lots of freebies. Not rushing though, target is end of this year. Thanks in advance.

I recomment PSbank bro. They will get back to you after a day, so you will know agad if you are approved or not. But IMHO, if you're gonna make a DP of 30% then you're automatically approved, basta you have sufficient documents. As for the best deal and SA, check your PM

[mscert]

Metrobank Car loan promo rates until october

METROCAR
Loan Term In Arrears One Month Advance
12 months 4.77% 4.10%
18 months 7.20% 6.46%
24 months 9.91% 9.16%
36 months 15.21% 14.37%
48 months 20.65% 19.75%
60 months 27.28% 26.28%

• Minimum loan amount must be at least Php500,000.00
• Minimum loan term must be at least 12 months
• FREE One-time Gas Incentive (E-Fuel Card) depending on the term of the loan

12 – 18 months Php 1,000.00
24 months Php 2,000.00
36 months Php 3,000.00
48 months Php 4,000.00
60 months Php 5,000.00

[incisor]

ayus yan sir ah, sa metrobank ka ba? or may contact ka sa metrobank?

Kung pwede sir pa PM, im on the hunt of a good deal right now.

Thanks!

[sholess]

Metrobank Car loan promo rates until october

METROCAR
Loan Term In Arrears One Month Advance
12 months 4.77% 4.10%
18 months 7.20% 6.46%
24 months 9.91% 9.16%
36 months 15.21% 14.37%
48 months 20.65% 19.75%
60 months 27.28% 26.28%

• Minimum loan amount must be at least Php500,000.00
• Minimum loan term must be at least 12 months
• FREE One-time Gas Incentive (E-Fuel Card) depending on the term of the loan

12 – 18 months Php 1,000.00
24 months Php 2,000.00
36 months Php 3,000.00
48 months Php 4,000.00
60 months Php 5,000.00

Hi Sir mscert,

I'm interested as well. Sent you a pm.

Thanks.