Photocopy of documents will do.
Photocopy of documents will do.
hey guys, just got my hyundai tucson by way of in house financing here's the computation:
MonthlyAmo 26,570 by 48mos
LTO 3yrs and chattel are all free
Unit Warranty 5yrs
siguro nga di na ako lugi dito nagkataon lng my promo ang hyundai kaya mababa dp ko
mukhang ok na ang interest dyan considering na ang DP is just 99k. For a monthly amortization of P26,570, parang ang total payment mo would come out to be Php1.374M. If the SRP is 1.1M, around 24% ang interest.
imo, good deal na rin.
punta ka nalang sa hyundai pre kaso until april lang yung promo nila na 99k DP all in, sila na mismo maghanap sayo ng banko hintayin mo nalang kunti interview by phone from all their recommended banks nakakainis din kahit naireles na sa kin ang unit meron pa rin natawag sa bahay
1.18M something srp and as far as i know 5yrs yung warranty ng all units nila with 30k insurance and 3yrs lto reg plus free chattel which is around 30k din
Hmmm ... this newbie has just learned that you just don't go through agents on the web advertising their services in getting a loan if you're confident enough with your credit standing. I'm getting loan rate offers of 18-20% for a 2 year tenor - EXCLUSIVE of chattel mortgage, insurance, LTO and what not.
I get 12% for 2 years just from an initial quote from Toyota in-house financing. Sheesh.
Nagpa reserve ako Toyota Innova G diesel matic last week. I haggled with my bank which is BPI Family. They gave me 11% interest for 24 months.Sagad na daw yun. Walang 1 month advance.
Plus ka tie up nila Toyota Commonwealth( dun nila ako pinadala).
The SA gave us lots of extras
Free 3M tint( ask for 3M pag hindi mo specify platinum ilalagay nila)
Free matting and curdoroy seat cover( ask for curdoroy otherwise khaki ilalagay)
Free rainvisor( ask for EGR brand)
Free rust proofing
Free innova sticker( ibalik ko daw after 1 week ..mga 5 thou yan))
FREE rear spoiler with led light( mga 8thou yan sa casa..I insisted on this na ilibre nila kasi pag sa labas ka nagpakabit nyan void ang warranty mo kasi mapapakialaman ang electrical ng oto.)
300 gas fuel,privilege card,tools,floormats
ON TOP OF THIS she gave us 40thou discount( published promo is 20K lang)
Initially she agreed for 50thou discount kaso insist ko yung rear spoiler at innova sticker, sabi nya kung puede daw nya ibalik sa 40K ang discount.
For the freebies, standard yan. They give 5000 pesos gas fuel as additional, hindi 300 lang. Kaya kasi nila mag bigay discount sa unit hanggang 60k.
ei guys, newbie here...great forum.. helps a lot,
anyways, i'm about to buy my first car, and I just want to get your opinions on the quotation given to me by metrobank, ok na kaya to? or I still need to haggle or/and shop around pa?
UNIT PRICE - P1,017,000.00
FLEET DISCOUNT - P10,000.00
TOTAL - P1,007,000.00
60 MONTHS @30% DP
MONTHLY AMORTIZATION - P 15,433.00
CHATTEL MORTGAGE - P 14,550.00
COMP. INS. W/ 3 YRS. TPL- P 26,530.00
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