Car Insurance

**derf8666** · September 12th, 2014 04:08 PM

No, in the Philippines setting, insurance premium does not normally change even if a claim had been made. Although sometimes they will decline to renew it in which case you can transfer it to any other insurer, if the unit is still insurable. Your claim history in one insurer will not reflect in another insurer. That is why our drivers here are very reckless. Unlike in countries like the US, your driving record has a very big effect on your insurance premium and in the renewal of your drivers license.

**dragonskin2** · October 1st, 2014 04:35 PM

pa-pm naman po quote for a 2013 Honda Civic 1.8S AT. Thanks!

**car_bore** · October 1st, 2014 05:05 PM

Can you please PM me a quote for a 2014 Toyota Fortuner G a/t. December pa naman ang expiry ng insurance, pero i'm scouting as early as now so i know how much to set aside.
Thank you! :-)

Posted via Tsikot Mobile App

**eminem6480** · October 2nd, 2014 01:07 PM

Guys nagclaim ako ng insurance last week. This is the first time na magclaim ako. Kumpleto na lahat ng documents na kailangan isubmit. Ngayon sabi ng nagestimate is repair lang ang gagawin sa lahat ng involved parts.
Pwede ko bang ipilit na dapat palitan ng brand new yung mga parts na yun at ayoko ng repair lang? Ilang percent ang chance na iapprove ng insurance kapag ganun ang request?

**inge15** · October 10th, 2014 09:07 PM

For me ok na ok ang prudential guarantee assurance inc. kasi they offered us reasonable amount para sa cash settlement namin for the totaled car kasi 10% lang binawas sa insured amount ng vios namin. And the offer came 2 weeks after nafile ang mga documents. So ok ang PGA for me.

**musica** · October 10th, 2014 09:59 PM

Hi po, pa pm po ng quote vios 2014 1.3 J. TIA

Posted via Tsikot Mobile App

**Manilablock** · October 11th, 2014 03:15 PM

Originally Posted by eminem6480

Guys nagclaim ako ng insurance last week. This is the first time na magclaim ako. Kumpleto na lahat ng documents na kailangan isubmit. Ngayon sabi ng nagestimate is repair lang ang gagawin sa lahat ng involved parts.
Pwede ko bang ipilit na dapat palitan ng brand new yung mga parts na yun at ayoko ng repair lang? Ilang percent ang chance na iapprove ng insurance kapag ganun ang request?

Pwede ka po mag insist na bnew, since un papalitan na part ay kukunin din naman ng insurance. Pero kung saan makakatipid ang insurance dun sila, kaya need mo makipagkulitan. At kung lagpas na warranty period ung car mo expect mo na ang babayaran ng insurance ay percentage na lang, kasi ipapasok nila sa depreciation un part na gusto mo ay gawin bnew.

**prinsipe** · October 17th, 2014 06:41 AM

sa mga naghahanap ng car insurance you can use ichoose.ph to compare, save and buy your car insurance. not sure if this post is allowed...just want to share para makatipid din yun iba sa forum.