Car Insurance

**danaflor** · August 28th, 2012 03:54 PM

ot: sir calix pa pm naman regarding sa SA mo sa mitsu pasig valle verde,,dun din ako kukuha ng unit,,ty

**calix0305** · August 28th, 2012 04:11 PM

Originally Posted by danaflor

ot: sir calix pa pm naman regarding sa SA mo sa mitsu pasig valle verde,,dun din ako kukuha ng unit,,ty

PM sent bro.

**derf8666** · August 29th, 2012 12:39 AM

Originally Posted by calix0305

BPI/MS quote:

Contract Type: PC
Unit Cost: 588K

OD = 588K / 6526.80
Theft = 588K / 4351.20
AON = 588K / 2940
VTPL-BI = 500K / 520
VTPL-PD = 500K / 1635
UPPA = 250K / FREE

Total Premium (including misc.) = 19, 918.71

Deductible = 2940 (0.5% of Unit cost)

Other terms:
1. Unnamed Passenger Personal Accident (UPPA) - 50K/seat
2. Towing = 1500
3. Ambulance charges = 5K/occurence
4. FREE 24hr roadside assist.

===
Is this quote competitive/complete?
Any comments/inputs is highly appreciate.

Yes it is indeed competitive. My quote for the same coverage would be just a little less at 19,864.

**calix0305** · August 29th, 2012 12:53 AM

Thanks bro... as advice by bro danaflor hanap pa ko ng ibang options.
May kakapost lang sa ibang thread, medyo nagkaka-problema raw sa claims sa BPI/MS.

**calix0305** · August 29th, 2012 02:25 PM

Originally Posted by mark_t

First you have to get a competent agent who will service the policy.

Or you can just trust a certain brand.

But always have a servicing agent.

Because when your claim comes, who will service your policy
while you are at work. Trust the LTO?

Even for CTPL always have a servicing agent.

Sir Mark, where can I get the servicing agent? from the dealer or from the insurance company? TIA

**calix0305** · August 29th, 2012 05:55 PM

Meron pa bang car insurance and Generali? Thanks

**danaflor** · August 29th, 2012 08:56 PM

Im not sure sir kung meron pa sila sa non-life, pero maganda feedback nila, same thing with malayan maganda din feedback nila try mo pa-quote like i said sir, dont consider bpiMS anymore.. sir derf offer is ok

**dfopiso** · August 29th, 2012 09:16 PM

Originally Posted by calix0305

Thanks bro... as advice by bro danaflor hanap pa ko ng ibang options.
May kakapost lang sa ibang thread, medyo nagkaka-problema raw sa claims sa BPI/MS.

my (free) insurance is from BPI/MS. ano yung thread na yon? tia

**calix0305** · August 30th, 2012 09:27 AM

Originally Posted by dfopiso

my (free) insurance is from BPI/MS. ano yung thread na yon? tia

under Car Insurance, Financing and Auto Loans Talk section ---> BPI MS insurance problems thread by scharnhorst. nasa first page sya ngayon.

**calix0305** · August 30th, 2012 09:44 AM

Originally Posted by calix0305

BPI/MS quote:

Contract Type: PC
Unit Cost: 588K

OD = 588K / 6526.80
Theft = 588K / 4351.20
AON = 588K / 2940
VTPL-BI = 500K / 520
VTPL-PD = 500K / 1635
UPPA = 250K / FREE

Total Premium (including misc.) = 19, 918.71

Deductible = 2940 (0.5% of Unit cost)

Other terms:
1. Unnamed Passenger Personal Accident (UPPA) - 50K/seat
2. Towing = 1500
3. Ambulance charges = 5K/occurence
4. FREE 24hr roadside assist.

===
Is this quote competitive/complete?
Any comments/inputs is highly appreciate.

Originally Posted by derf8666

Yes it is indeed competitive. My quote for the same coverage would be just a little less at 19,864.

Hi Sir derf, got you PM. thank you very much!