Car Insurance

[natenoeyes]

Hi, does anyone have any experience with Oriental Assurance? I tapped eCompareMo for insurance and the agent was pretty adamant in suggesting Oriental because apparently getting claims from them is fast. Aside from that, the premium is pretty cheap at ~P21k, compared to ~P27k upwards for the bigger companies. Car is a 2016 Civic currently registered with Malayan.

Any reply would be of big help!

[nhiecah_nice29]

ask ko lang uli, mga bro meron ba kayo contact details ni nhiece_nice29? pa pm naman kung meron kayo. tnx!

Sir ill message it to you. [emoji4]

[nhiecah_nice29]

More often than not. Hinde ba hinahabol ng Insurance mga ganyan. Kahit taxi pa nakabannga. Sinabi lang ng operator na pinaalis na driver. Ganun lang write off na ng Insurance company.


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Idk with other insurance company but with Mapfre they waive the participation fee/depreciation fee if may documents/proof talaga na yung third party yung at fault sa accident. And hinahabol talaga nila yung third party para magbayad.. if wala naman kakayahan yung TP para magbayad hinahayaan na lang nila.

[baludoy]

anyone here has heard of philippine british assurance company? are they any good?

they're offering a competitively priced comprehensive insurance package to my cousin but how good are they on the follow through though?

[dreamur]

^^Thanks for the advice po mga Sirs. I think, I might as well report this as own damage para less na hassle sa claiming then. If I report this as an accident wala ding ipambabayad yung driver ng motor sa insurance at lalong mahihirapan yun sa tingin ko humanitarian reason nalang kumbaga. Again thanks po.

Yes, that is the point of having a comprehensive coverage. Let your insurance handle the recovery. You have other better things to do.

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[Cool Breeze]

Guys need help.. I got an insurance with AOG qoutation from UCPB it's 38k for the first year.. and participation per incident is 7k.. this is for a Fortuner G DSL.. namamahalan ako.. meron bang mas mura that you can recommend??? appreciate your inputs..

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[nowitzki41]

Guys need help.. I got an insurance with AOG qoutation from UCPB it's 38k for the first year.. and participation per incident is 7k.. this is for a Fortuner G DSL.. namamahalan ako.. meron bang mas mura that you can recommend??? appreciate your inputs..

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Try Prudential Guarantee. Mine is 2017 Isuzu Mux 3.0 and the package is only 24,500. Also, the participation is only 2k per incident. Just dont know if there's a package available much lower than mine

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[Walter]

Try Prudential Guarantee. Mine is 2017 Isuzu Mux 3.0 and the package is only 24,500. Also, the participation is only 2k per incident. Just dont know if there's a package available much lower than mine
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24,500 with AOG? ... how much is your Damage to Property? 1M? ... how about ETPL? Also 1M? ... and does your policy include Riot, Strike and Civil Commotion? ...

[nowitzki41]

24,500 with AOG? ... how much is your Damage to Property? 1M? ... how about ETPL? Also 1M? ... and does your policy include Riot, Strike and Civil Commotion? ...

Yes with AOG, also includes riot, strike and civil commotion. Cant remember exactly the amounts but what im sure is this, everything is the same as the full price of the vehicle except the property damage, and bodily injury. We lowered those items to a minimum to get the said premium

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[Walter]

Quite a good deal you got ...

[MamBad]

Hi guys, one of the banks I am in negotiations with quoted me with the following insurance cost:

Basic Prem with AOG: 27k
Doc Stamps: 3.3k
Evat: 3.2k

Premium Total: 33.4k

This is for the Civic 1.8 E at 1.115 Mphp.

Do you think this quote is ok?


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[papi smith]

a quick check with an online car insurance broker resulted in quotes ranging from 24k - 39k by 13 insurers

[MamBad]

a quick check with an online car insurance broker resulted in quotes ranging from 24k - 39k by 13 insurers

Thank you for this. I also used a site to check quotations. But just to clarify when the sites provide quotations does it already include the other fees like docu stamp fees and evat?


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[papi smith]

Yes, but quotes on these sites by known/branded insurers are way too high. Try to contact the insurer of your choice directly and negotiate for a better premium, you'll be surprised that they can match the lower quotes by lesser known insurers.

[anasazi]

mga sir,

ask ko lang po if yung inspector po ba talaga dapat puntahan? hassle kasi gusto nya puntahan ko sya during weekdays office hours.

sabi naman ng ka officemate ko pag di ako nakipag cooperate lalo lang daw nila aasikasuhin insurance claim ko.

ganun po ba talaga kalakaran? alam ko kasi sila dapat pumunta sakin hehe

[lomibaojsoeph]

Hello Good day po, Im currently working in Nissan UN ave from Insurance Dept. Maybe i can help you po sa mga Insurance renewal and Claim ng car/unit nyo..Baka po makatulong ako ..Pde po kayo mag pa quote sakin, any brand of vehicle/ unit pde pa insured or humingi ng quote try nyo lang po madami kami inhouse insurance.. thank you and godbless

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[lomibaojsoeph]

Hello Good day po, Im currently working in Nissan UN ave from Insurance Dept. Maybe i can help you po sa mga Insurance renewal and Claim ng car/unit nyo..Baka po makatulong ako ..Pde po kayo mag pa quote sakin, any brand of vehicle/ unit pde pa insured or humingi ng quote try nyo lang po madami kami inhouse insurance.. thank you and godbless

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[Jobby Ordonez]

Hello Good day po, Im currently working in Nissan UN ave from Insurance Dept. Maybe i can help you po sa mga Insurance renewal and Claim ng car/unit nyo..Baka po makatulong ako ..Pde po kayo mag pa quote sakin, any brand of vehicle/ unit pde pa insured or humingi ng quote try nyo lang po madami kami inhouse insurance.. thank you and godbless

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Sir, baka gusto mo ng mas magandang quotation sa mga clients mo. I can help provide a much lower premium.

[misseksaherada]

Hello po... Any feedback with Charter Ping An? Nag iisip po kasi ako if worth it ba na lumipat ako sa Charter Ping An VS. BPI/MS na Car Insurance...

Parang both kasi may negative feedback.. So parang mamimili na lang ako kung alin yung mas better sa dalawang worst.. [emoji23][emoji23][emoji23]

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[_Cathy_]

Hello po... Any feedback with Charter Ping An? Nag iisip po kasi ako if worth it ba na lumipat ako sa Charter Ping An VS. BPI/MS na Car Insurance...

Parang both kasi may negative feedback.. So parang mamimili na lang ako kung alin yung mas better sa dalawang worst.. [emoji23][emoji23][emoji23]

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