Uh mukhang XV lang talaga gusto mo eh. Pretty pointless suggesting other cars, really.
If you feel that you'll be happier with an XV than a Lancer, go and line up for it already.
Personally I'd get the Lancer over the XV. I see no inconveniences in driving sedans to be honest, except that laging gumagasgas yung ilalim sa mga humps and ramps, but it's not visible anyway. Yung 400k, ang dami nang pwedeng gawin dun. Heck, you could even get a gen1 CR-V with that money.