langya bro bumili ka muna ng accent. wag ka muna mag-SUV kung first time car buyer ka lang. even if you're earning big now with your salary, delikado yan. more than 1M car, kahit 50K per month ihulog mo dyan nakow delikado finances sabi ko sayo
ako kasi cash lang pag bumili ng car eh. never ako nag-installment, those installments schemes can really demote you from middle class to poverty.



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