Results 11 to 20 of 702
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June 16th, 2008, 03:08 PM #11Verified Tsikot Member
- Join Date
- Nov 2007
- Posts
- 177
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June 16th, 2008, 04:23 PM #12
Re: AVANZA - comprehensive motor insurance
Eto quote sakin ni Generali
Authorized repair limit: 3,500
Towing benefit: 500
Seating capacity: 7 (including driver)
Claims excess amount: 3000
Compulsory TPL: 0
Loss or damage: 471,420 (ang baba ng appraisal nila)
Excess TPL-BI: 400,000
Voluntary TPL-BD 400,000
Acts of God Cover: 471,420
Auto PA Cover: 350,000
Benefits per seat
Accidental death and disablement: 50,000
Unprovoked murder and assault: 50,000
Medical reimbursement: 5,000
Total premium due: 10,277.36
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June 16th, 2008, 05:01 PM #13
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June 16th, 2008, 05:50 PM #14Verified Tsikot Member
- Join Date
- Nov 2007
- Posts
- 177
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June 16th, 2008, 11:46 PM #15
Re: AVANZA - comprehensive motor insurance
mga ka ACP, clarification lang:
Yung AOG ba includes when the car is not in motion (meaning not in use)?
To illustrate, pag naka park ka sa bahay at nadaganan ng puno dahil sa bagyo si vanzie , Hindi daw kasama yun? HMMM....Malapit na rin akong kumuha ng CI ko. one year narin kasi Vanzie. Any comment, sirs?
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June 17th, 2008, 09:37 AM #16
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June 17th, 2008, 09:38 AM #17
Re: AVANZA - comprehensive motor insurance
Hi po!
Eto ang current insurance ko...I just renewed last April 28
coverage
[SIZE=5]CTPL 0
O. D. 695,700
theft 695,700
TPBI 500,000
TPPD 500,000
PA 350,000 (50K X 7 Passengers)
Acts of God [/SIZE][SIZE=5]695,700
[/SIZE]Towing Php 100 Deductible Php 3, 479 ARL 3, 579
[SIZE=5]Total premium 14,000 (including evat and doc stamp)[/SIZE]
Payment terms: 4 mos interest free
Nag quote din sa akin ang GP kaya lang ang premium is 14, 500. I chose my current insurance kasi dito lang sa TYT BK kung saan ako nag papaPMS.Last edited by juanarodriguez; June 17th, 2008 at 09:42 AM.
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June 17th, 2008, 02:32 PM #18
Re: AVANZA - comprehensive motor insurance
Nag pa requote ako to make it a little bit apple to apple comparizon:
Authorized repair limit: 3,500
Towing benefit: 500
Seating capacity: 7 (including driver)
Claims excess amount: 3000
Compulsory TPL: 0
Loss or damage: 520,000
Excess TPL-BI: 400,000
Voluntary TPL-BD 400,000
Acts of God Cover: 520,000
Auto PA Cover: 350,000
Benefits per seat
Accidental death and disablement: 50,000
Unprovoked murder and assault: 50,000
Medical reimbursement: 5,000
Total premium due: 11,093.31
Jose Carlos Perez
09178528621
jcpperez*generali.com.phLast edited by shadow3616931; June 17th, 2008 at 02:57 PM.
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June 17th, 2008, 07:24 PM #19
Re: AVANZA - comprehensive motor insurance
Hello po sa lahat
A piece of advice lang po sa mga newbie na tulad ko esp. when getting insurance do NOT just look sa total premium but more importantly consider the coverage and the reputation of the insurance co.
Napansin ko lang po kasi pag may nagtatanong sa akin na mga friends (not dito sa forum) laging ang tanong eh magkano kagad ang binayad tapos bihira ang nagtatanong about the coverage.
kaya ako ang ginawa ko I asked diff companies to fax me their quotation tapos I select kung ano yung pinaka-mataas na coverage then I use it as benchmark to get a lower deal.
HTH
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June 18th, 2008, 12:03 AM #20
Re: AVANZA - comprehensive motor insurance
Iyong first and current insurance ko (wa pang 1 year old si Vanzy) I asked around about the insurance company. Reputable naman ang Mapre. Ang mali ko lang ay 1% ang participation. Sa iba kasi, 0.5% ang participation. During that time, I paid about 14K.
Automatic po Sir
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