AVANZA - comprehensive motor insurance

[meledson]

Hi all,

My avanza's insurance will expire last week of april. Toyota had offer me their in-house comprehensive insurance and it costs me 18,136.20 (exclusive of TPL).

I'm begging your advice. As i read this thread, i saw some has only paid as much as 10K++ for their insurance, I have no idea so far for this.

Can you suggest me what is the best one? My avanza is 1.3J with accessories. If you know one, please refer me.

Thank you.

Ang insurance kasi ay depende kung magkano ang car na gagawan ng insurance. tapos kung anong mga idadagdag sa coverance, acts of god, terrorism, etc.

[mark_t]

in reference dun sa quotation i posted earlier :

My unit is Avanza G 1.5 A/T
date acquired April 2007
Year model 2007

Loss/damage ----------639,630----------8,635.01 (inc. of access.)
Excess BI ----------500,000 ----------570.00
Prop Damage----------500,000 ----------1120.00
Personal Acc.----------500,000 ----------350.00
=================================
plus doc stamp +evat+ loc govt stamp = 13, 306.39

hindi pa na less yung discount dito based ito dun sa quotation from the head office plus pwede 4 months to pay PDCs gastos pa rin though!

Mam,

Ano po na company, maganda rate nila.

[_Qwerty_]

Hi all,

My avanza's insurance will expire last week of april. Toyota had offer me their in-house comprehensive insurance and it costs me 18,136.20 (exclusive of TPL).

I'm begging your advice. As i read this thread, i saw some has only paid as much as 10K++ for their insurance, I have no idea so far for this.

Can you suggest me what is the best one? My avanza is 1.3J with accessories. If you know one, please refer me.

Thank you.

Mahal nga yang 18T sa J.. 2nd year mo pa lang ba yan?? teka bakit may TPL?? diba 3 yrs din ang TPL natin??

kung 2nd year pa lang yan.. dapat nasa 10T to 11T lang yang insurance mo bro..

[juanarodriguez]

Mam, Ano po na company, maganda rate nila.

standard insurance po

[badbutchoy]

Thanks ma'am Jane regards din kay boss prime.

@badbutchoy

got your email po! I already called our contact person and told her to give you discount ...see you Friday sa EB. Post nyo na lang yung quotation sa inyo....

regards to baby butchoy and mrs badbutchoy

[badbutchoy]

Please find herewith premium computation for your unit, 2008 TOYOTA AVANZA 1.3 J[SIZE=2] COVERAGE [/SIZE][SIZE=2][/SIZE][SIZE=2] PREMIUM [/SIZE][SIZE=2][/SIZE] L/D THEFT [SIZE=2] 553,000.00[/SIZE] 7,465.50 CTPL BODILY INJURY [SIZE=2] 100,000.00 [/SIZE][SIZE=2][/SIZE] 230.00 PROP. DAMAGE [SIZE=2] 100,000.00 [/SIZE][SIZE=2][/SIZE] 780.00PA RIDER[SIZE=2] 25, 000 EACH PERSON [/SIZE] FREEACTS OF GOD COVERAGE[SIZE=2] 553,000.00 [/SIZE][SIZE=2][/SIZE] FREE [SIZE=2][/SIZE][SIZE=2][/SIZE]SUB-TOTAL 8, 475.50EVAT 1, 017.06DOC. STAMP 1,059.44LGT 12.71TOTAL 10,564.71

With 30K accessores:

WITH ACCESSORIES P30,000
Please find herewith premium computation for your unit, 2008 TOYOTA AVANZA 1.3 J[SIZE=2] COVERAGE [/SIZE][SIZE=2][/SIZE][SIZE=2] PREMIUM [/SIZE][SIZE=2][/SIZE] L/D THEFT [SIZE=2] 583,000.00[/SIZE] 7,870.50 CTPL BODILY INJURY [SIZE=2] 100,000.00 [/SIZE][SIZE=2][/SIZE] 230.00 PROP. DAMAGE [SIZE=2] 100,000.00 [/SIZE][SIZE=2][/SIZE] 780.00PA RIDER[SIZE=2] 25, 000 EACH PERSON [/SIZE] FREEACTS OF GOD COVERAGE[SIZE=2] 583,000.00 [/SIZE][SIZE=2][/SIZE] FREE [SIZE=2][/SIZE][SIZE=2][/SIZE]SUB-TOTAL 8, 880.50EVAT 1, 065.66DOC. STAMP 1,110.06LGT 13.32TOTAL 11,069.54

[_Qwerty_]

@badbutchoy.. di ba pwede taas taasan yung Bodily Injury tsaka property damage tsaka yung 25T per person.. pero ok na yang 11T w/ 30T accessories.

[badbutchoy]

@badbutchoy.. di ba pwede taas taasan yung Bodily Injury tsaka property damage tsaka yung 25T per person.. pero ok na yang 11T w/ 30T accessories.

Pwede naman sir. Di ko kasi hawak yung luma kong insurance policy nagpaquote lang ako sa refer ni maam jane kaya di ko alam kung magkano bodily injured don. Usually magkano ba dapat?

Thanks

[badbutchoy]

Ma'am Jane tinawagan ko si apple nagparequote ako Bodily injured at property damage 400,000 at PA rider 50,000 each.

Hintayin ko lang quote nya post ko ulit.

@qwerty , thanks ulit.

[tangs21]

Hi tangs21 please post the quotation you got from your agent to give us an idea of the coverage. Go thru this thread but start reading from the oldest page i.e. 12 that's where we posted the quotation we got for our 1st renewal.

Don't compare dun sa 10++K na insurance from our members since 2nd renewal (vanzie going on its third year) na iyon kaya mababa na dahil depreciated na cars.

If your car is under financing, pwede naman kumuha from other insurance co. provided it's accredited by the bank where you got the loan.

btw, we are having an EB this coming Mar 27 check this link http://tsikot.yehey.com/forums/showthread.php?t=57246

Here's the coverage of 2008 Toyota Avanza 1.3J m/T

[SIZE=3]Coverage ------------ Limit of Liability -------------Premium[/SIZE]
[SIZE=3]Own Damage/Theft ---532,800.00 -----------------13,320.00[/SIZE]
[SIZE=3]Compulsory TPL --------------------------------------------[/SIZE]
[SIZE=3]Excess Bodily Injury --100,000.00 -----------------180.00[/SIZE]
[SIZE=3]Property Damage -----100,000.00----------------- 730.00[/SIZE]
[SIZE=3]Auto Personal Accident 100,000.00 ----------------250.00[/SIZE]
[SIZE=3](5 Pass @ 20,000.00)[/SIZE]
[SIZE=3]--------------------------------------------------------------------------------------[/SIZE]
[SIZE=3]Premium ----------------------------------------14,480.00[/SIZE]
[SIZE=3]Doc Stamp -------------------------------------1,810.00[/SIZE]
[SIZE=3]E-VAT -----------------------------------------1,737.60[/SIZE]
[SIZE=3]Local Government Tax --------------------------108.60[/SIZE]
[SIZE=3]Phil. Charter 24 Hour Assist 0.00[/SIZE]
[SIZE=3]TOTAL PREMIUM (EXCLUSIVE OF TPL) --18,136.20[/SIZE]
[SIZE=3]--------------------------------------------------------------------------------------[/SIZE]